Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for under a year
- Protected through the principal
- No FCA actions
- Active company since 2022
- Accounts filed up to 31 December 2025
Responsible principal firm
Tower Insurance Brokers Ltd Reference number: 805562 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- UVAVU LIMITED (FRN 1044631) introduces customers to Tower Insurance Brokers Ltd (FRN 805562). Any regulated advice or arranging is done by the principal, not UVAVU.
- Example: if UVAVU refers you to a financial adviser, the advice should come from the principal firm, not from UVAVU itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
Unit 15, Olympic Court, Whitehills Business Park, Blackpool, Lancashire, FY4 5GU, United Kingdom
In the full report: 2 background checks
- What kind of line 07745 555005 is
- Who else gives the postcode FY4 5GU
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Tower Insurance Brokers Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 14525350 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 6 December 2022 (3 years old)
- Registered office
- 15 Olympic Court, Boardmans Way, Whitehills Business Park, Blackpool, FY4 5GU, England
- Nature of business
-
- Other letting and operating of own or leased real estate (SIC 68209)
- Management of real estate on a fee or contract basis (SIC 68320)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Cherry Vavangas Hibbert | Director | Apr 1980 | 6 Dec 2022 | None |
| Christopher James Hibbert | Director | Mar 1984 | 6 Dec 2022 | 7 other companies |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 7
- closed down
- 1
- still active
- 6
In the full report: all 7 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
Filed accounts and finances
Net assets
£160k
+50% from £107k
Employees (average)
0
Same as 0
Owed within a year
£165k
<1% from £164k
Assets and liabilities
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 14525350. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Uvavu’s history from the FCA register and Companies House, newest first.
2025
20 November 2025
- Became an introducer appointed representative
FCA register
2022
6 December 2022
- Incorporated at Companies House
- Cherry Vavangas Hibbert became the majority owner (50–75% of shares)
- Christopher James Hibbert became a part-owner (25–50% of shares)
- Cherry Vavangas Hibbert appointed as a director
- Christopher James Hibbert appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms connected to Uvavu
Other FCA-listed firms that share a director, phone number or address with Uvavu. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 2
- share its postcode
- 2
In the full report: all 2 connected firms, named
- How each is linked: the same postcode (2)
- Who links each one: the named directors, with dates
Firms like Uvavu
Other firms of the same type (insurance broker), nearest first.
In Blackpool
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Uvavu
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 7 other companies its directors have run, named
- 2 background checks on its contact details
- All 6 events in its history
- 2 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk