Valerie Harrison

Reference number: 1033709

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Introducer appointed representative

VALERIE HARRISON can only introduce you to their principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Social Money Limited Reference number: 675283 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • VALERIE HARRISON (FRN 1033709) introduces customers to Social Money Limited (FRN 675283). Any regulated advice or arranging is done by the principal, not VALERIE HARRISON.
  • Example: if VALERIE HARRISON refers you to a financial adviser, the advice should come from the principal firm, not from VALERIE HARRISON itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07789 215084

  • Address

    WESTGATE CARPET CENTRE, WESTGATE, WHITE LUND INDUSTRIAL, MORECAMBE, LA3 3DD, United Kingdom

In the full report: 2 background checks

  • What kind of line 07789 215084 is
  • Who else gives the postcode LA3 3DD
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Westgate Carpet Trading name
  • WESTGATE CARPET CENTRE MORECAMBE Trading name
  • Westgate Carpets-morecambe Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Social Money Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Valerie Harrison’s history from the FCA register and Companies House, newest first.

Key events (1) All events (4)

2025

2 May 2025

  • Became an introducer appointed representative

FCA register

In the full report: all 4 events

  • All 4 events in its history (1 shown here)
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Firms like Valerie Harrison

Other firms of the same type (credit broker), nearest first.

In Morecambe

Spartan Driveways Nw LtdMorecambeAppointed representativeDenver PeelMorecambeAuthorisedDr Neelraj GokulMorecambeAuthorisedMartin DaviesMorecambeAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Valerie Harrison

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 4 events in its history

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Frequently asked questions about this firm

Is Valerie Harrison FCA authorised?
Valerie Harrison (FRN 1033709) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Valerie Harrison?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Valerie Harrison (FRN 1033709) introduces customers to Social Money Limited (FRN 675283). Any regulated advice or arranging is done by the principal, not Valerie Harrison. Example: if Valerie Harrison refers you to a financial adviser, the advice should come from the principal firm, not from Valerie Harrison itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Valerie Harrison’s phone number?
The FCA register lists the phone number 07789 215084 for Valerie Harrison. If you were given different contact details, use these to check with the firm before going any further.
Is Valerie Harrison a scam or clone?
Valerie Harrison is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Valerie Harrison?
Protection works through Social Money Limited, the principal firm responsible for Valerie Harrison's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Valerie Harrison use any other names?
It trades as Westgate Carpet, WESTGATE CARPET CENTRE MORECAMBE and Westgate Carpets-morecambe.

Sources and links

The full report on Valerie Harrison

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