Acts as a payment agent
This firm does not hold FCA authorisation of its own, and acts as a payment agent under another firm's authorisation.
- Agent for under a year
- No FCA actions
- Active company since 2002
- Your funds are not FSCS protected
- Accounts are overdue at Companies House
- Its whole board of directors changed in July 2025
Responsible principal firm
PLAID FINANCIAL LTD. Reference number: 804718 View firm →This company holds another FCA record
A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
-
Phone number
-
Address
The Cooperage, 5 Copper Row, London, Southwark, SE1 2LH, United Kingdom
In the full report: 3 background checks
- When altosoftware.co.uk first appeared online, and whether it can receive email
- What kind of line 0800 075 8749 is
- Who else gives the postcode SE1 2LH
Other names (1)
If you were contacted under any of these names, it is this firm.
- Alto Software Trading name: A name it trades under now.
Past FCA permissions and consumer protection
- Protection works through the principalThis firm acts as an agent of an authorised payment or e-money firm rather than holding its own authorisation. FSCS does not protect money held by an agent. Funds should be safeguarded by the principal, and the Financial Ombudsman Service may still be able to look at a complaint.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
Concerns on the company record
- Accounts are overdue at Companies House.
- Company number
- 04529917 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 9 September 2002 (24 years old)
- Registered office
- The Cooperage, 5 Copper Row, London, SE1 2LH, England
- Nature of business
-
- Other software publishing (SIC 58290)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Derek St John O'Carroll | Director | Jun 1968 | 15 Jul 2025 | 2 other companies |
| Riccardo Iannucci-Dawson | Director | May 1990 | 15 Jul 2025 | 20 other companies |
| Thomas James Pleydell | Director | Nov 1987 | 15 Jul 2025 | 15 other companies |
| Nicholas John Shaw | Director | Jun 1971 | 15 Jul 2025 | 22 other companies |
Other companies run by these 4 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 29
- closed down
- 2
- run together
- 15
In the full report: all 29 companies, named
- What each company does, and whether it is still trading
- Which of these 4 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 15 companies these 4 directors run together
- All 25 people who have ever been directors, with their dates
Key dates in its history
Vebra Solutions’s history from the FCA register and Companies House, newest first.
2026
28 January 2026
- Status on the FCA register became "PSD Agent"
FCA register
2025
15 July 2025
- Board replaced: both directors left and 4 new directors took over
Companies House
2016
6 April 2016
- Vebra Limited took control (75–100% of shares)
Companies House
2006
9 August 2006
- Board replaced: all 3 directors left and 2 new directors took over
Companies House
2002
9 September 2002
- Incorporated at Companies House
Companies House
In the full report: all 52 events
- All 52 events in its history (5 shown here)
- Every director appointment and resignation: 46
Firms connected to Vebra Solutions
Other FCA-listed firms that share a director, phone number or address with Vebra Solutions. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 5
- share its postcode
- 5
In the full report: all 5 connected firms, named
- How each is linked: the same postcode (5)
- Who links each one: the named directors, with dates
Get the full report on Vebra Solutions
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 29 other companies its directors have run, named
- 3 background checks on its contact details
- All 52 events in its history
- 5 connected firms, named, and who links them
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is Vebra Solutions Limited FCA authorised?
What is Vebra Solutions’ phone number and website?
Is Vebra Solutions a scam or clone?
Is my money safe with Vebra Solutions?
Who owns Vebra Solutions?
Who runs Vebra Solutions?
How long has Vebra Solutions been in business?
Does Vebra Solutions use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Report a scam to the FCA fca.org.uk