Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 3 years
- Protected through the principal
- No FCA actions
- Active company since 2023
- Accounts filed up to 31 January 2025
- On its latest accounts it owed £5,841 more than it owned
Responsible principal firm
Cornerstone Finance Group Ltd Reference number: 767202 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Verifi Mortgages Ltd (FRN 997175) is an AR of Cornerstone Finance Group Ltd (FRN 767202). When you use Verifi Mortgages's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Verifi Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
-
No website on the FCA register
-
Phone number
-
Address
471 Woodgrange Drive, Southend-On-Sea, Essex, SS1 3EB, United Kingdom
In the full report: 2 background checks
- What kind of line 07366 314981 is
- Who else gives the postcode SS1 3EB
Other names (2)
If you were contacted under any of these names, it is this firm.
- PRIMEMORTGAGESOLUTIONS LTD Former name: A name it was registered under before.
- Prime Mortgage Solutions Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Cornerstone Finance Group Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 14595405 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 16 January 2023 (3 years old)
- Registered office
- 471 Woodgrange Drive, Southend-On-Sea, SS1 3EB, England
- Nature of business
-
- Activities of mortgage finance companies (SIC 64922)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Jason Thomas Foord | Director | Jul 1994 | 16 Jan 2023 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
Filed accounts and finances
Net assets
−£5,841
Up £4,669 from −£10.5k
Cash at bank
£250
Down £1 from £251
Employees (average)
1
Up 1 from 0
Owed within a year
£7,216
−41% from £12.3k
Net assets are negative: on its last balance sheet the company owed £5,841 more than it owned.
Net assets
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 14595405. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Verifi Mortgages’s history from the FCA register and Companies House, newest first.
2025
26 February 2025
- Changed its registered name from "PRIMEMORTGAGESOLUTIONS LTD"
FCA register
2023
1 June 2023
- Became an appointed representative
FCA register
16 January 2023
- Incorporated at Companies House
- Jason Thomas Foord took control (75–100% of shares)
Companies House
In the full report: all 7 events
- All 7 events in its history (4 shown here)
- Every director appointment and resignation: 1
Firms connected to Verifi Mortgages
Other FCA-listed firms that share a director, phone number or address with Verifi Mortgages. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share its postcode
- 1
In the full report: the connected firm, named
- How it is linked: the same postcode (1)
- Who links it to this firm: the named directors, with dates
Firms like Verifi Mortgages
Other firms of the same type (mortgage adviser or broker), nearest first.
In Southend-On-Sea
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Verifi Mortgages
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 2 background checks on its contact details
- All 7 events in its history
- 1 connected firm, named, and who links them
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is Verifi Mortgages Ltd FCA authorised?
What does appointed representative mean for Verifi Mortgages?
What is Verifi Mortgages’ phone number?
Is Verifi Mortgages a scam or clone?
Is my money safe with Verifi Mortgages?
Who owns Verifi Mortgages?
Who runs Verifi Mortgages?
How long has Verifi Mortgages been in business?
What do Verifi Mortgages’ latest accounts show?
Does Verifi Mortgages use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk