Veriform Limited

Reference number: 690199

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When veriform.co.uk first appeared online, and whether it can receive email
  • What kind of line 01442 954740 is
  • Who else gives the postcode HP2 7TG
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Other names (46)

If you were contacted under any of these names, it is this firm.

  • Bright Life Cover Trading name
  • Help Me Switch Trading name
  • PMI Quoter Trading name
  • Savvy Sam Trading name
  • Smartpcpcheck Trading name
  • Stay Covered Trading name
  • Stay Covered Financial Services Trading name
  • UK Loan Centre Trading name
  • Weclaimforyou Trading name
  • Lead Performance Ltd Former name
  • Care Funeral Plans Former trading name
  • Care Life Former trading name
  • Care Life Insurance Former trading name
  • Care UK Former trading name
  • Cash Plan Quoter Former trading name
  • Centre for Consumer Savings Former trading name
  • Claim My PPI Former trading name
  • Claims Quoter Former trading name
  • Consumer Savings Former trading name
  • Cover Guys Former trading name
  • Debt Clear Direct Former trading name
  • Equity Release Quoter Former trading name
  • Funeral Plan Quoter Former trading name
  • Insure Health-UK Former trading name
  • InsureLife UK Former trading name
  • Insure Quotes UK Former trading name
  • Kaloola Former trading name
  • Life Cover Quoter Former trading name
  • Mis-sold My Investment Former trading name
  • Mis-sold Pension UK Former trading name
  • Money Advice Direct Former trading name
  • My Flight Reclaim Former trading name
  • Not Out 50 Former trading name
  • Online Holiday Club Former trading name
  • Over 50 Savers Former trading name
  • Personal Injury Claimer Former trading name
  • PPI Claim Line Former trading name
  • Promis Life Protection Former trading name
  • Release Money Former trading name
  • Silver Star Compare Former trading name
  • Simple 2 Win Former trading name
  • Smart PPI Claims Former trading name
  • Solar Compare Former trading name
  • The Quoter Network Former trading name
  • Top10Hottest Former trading name
  • UK Boiler Switch Former trading name

FCA permissions and consumer protection

  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Claims management No FSCS cover
    Money you pay a claims company is not FSCS protected, but FCA rules cap what it may charge you for a financial services claim. Complaints about this firm go to the Financial Ombudsman Service free of charge.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Arranging (bringing about) deals in investments
  • Credit Broking
  • Seeking out, referrals and identification of claims or potential claims (personal injury claim; financial services or financial product claim; housing disrepair claim; claim for a specified benefit; criminal injury claim; employment related claim)

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
07195400
Company status
Active
Company type
Private limited company
Incorporated
19 March 2010 (16 years old)
Registered office
145/147 Hatfield Road, St. Albans, AL1 4JY, England
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
David Jose Fernandes Director Apr 1987 19 Mar 2010 6 other companies
Troy Attwood Director Jul 1979 1 Mar 2011 10 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
14
closed down
5
is FCA-registered
1

In the full report: all 14 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • The 2 companies these 2 directors run together
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

−£112k

Down £113k from £1,446

Cash at bank

£19.1k

−94% from £303k

Employees (average)

3

−63% from 8

Net assets are negative: on its last balance sheet the company owed £112k more than it owned.

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 07195400. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Veriform’s history from the FCA register and Companies House, newest first.

Key events (10) All events (108)

2024

21 November 2024

  • Nadeem Ahmed Hussain stopped being a part-owner

Companies House

2019

31 March 2019

  • No longer regulated by the Claims Management Regulator

FCA register

2017

10 April 2017

  • David Jose Fernandes became a part-owner (25–50% of shares)
  • Nadeem Ahmed Hussain became a part-owner (25–50% of shares)
  • Troy Attwood became a part-owner (25–50% of shares)

Companies House

2015

28 September 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

10 September 2015

  • Changed its registered name from "Lead Performance Ltd"

FCA register

1 July 2015

  • Regulated by the Claims Management Regulator from this date

FCA register

2010

19 March 2010

  • Incorporated at Companies House

Companies House

In the full report: all 108 events

  • All 108 events in its history (10 shown here)
  • Every director appointment and resignation: 4
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Firms connected to Veriform

Other FCA-listed firms that share a director, phone number or address with Veriform. A link shows who the firm is tied to, not whether either can be trusted.

past link
1

In the full report: all 0 connected firms, named

  • 1 past link through former directors
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Firms like Veriform

Other firms of the same type (insurance broker), nearest first.

In Hertfordshire

Wanderluxe Travel LtdHertfordshireAppointed representative

In the Hemel Hempstead (HP) postcode area

Agria Pet Insurance LimitedAylesburyAuthorisedAdvance Schemes LimitedHemel HempsteadAuthorisedAdvanced Insurance Consultants LimitedHemel HempsteadAuthorisedAmersham Insurance Services LimitedHigh WycombeAuthorisedBourne Leisure LimitedHemel HempsteadAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Veriform

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 14 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 6 years of accounts, charted
  • All 108 events in its history

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Frequently asked questions about this firm

Is Veriform Limited FCA authorised?
Yes, Veriform Limited (FRN 690199) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since September 2015 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Veriform’s phone number and website?
The FCA register lists the phone number 01442 954740 and the website veriform.co.uk for Veriform. If you were given different contact details, use these to check with the firm before going any further.
Is Veriform a scam or clone?
Veriform is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Veriform?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Veriform to the Financial Ombudsman Service, free of charge.
Who owns Veriform?
Companies House lists 2 people with significant control of Veriform: Mr David Jose Fernandes (25–50% of shares) and Mr Troy Attwood (25–50% of shares). Before that, it was controlled by Mr Nadeem Ahmed Hussain.
Who runs Veriform?
Companies House lists 2 directors of Veriform: David Jose Fernandes and Troy Attwood.
How long has Veriform been in business?
The company was formed on 19 March 2010, and has held its current FCA authorisation since September 2015.
What do Veriform’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of −£112k (down £113k from £1,446) and cash at bank of £19.1k (−94% from £303k).
Does Veriform use any other names?
It trades as Bright Life Cover, Help Me Switch, PMI Quoter, Savvy Sam and Smartpcpcheck, and 4 more names. It has previously used 37 other names, including Lead Performance Ltd, Care Funeral Plans and Care Life.

Sources and links

The full report on Veriform Limited

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