Vertex R.a.s. Ltd.

Reference number: 777306

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When vertexscotland.com first appeared online, and whether it can receive email
  • What kind of line 01241 876796 is
  • Who else gives the postcode DD11 3RD
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FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • Credit Broking

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC160720
Company status
Active
Company type
Private limited company
Incorporated
29 September 1995 (31 years old)
Registered office
Sir William Smith Road, Kirkton Industrial Estate, Arbroath, Angus, DD11 3RD
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Alexander Dalglish Director May 1960 1 Mar 1996 1 other company
James Forbes Director Jul 1967 30 Jan 2003 None
Alistair James Hosie Director Sep 1973 6 Nov 2017 2 other companies
Neil Mackay Director Dec 1971 2 Dec 2025 None

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2
run together
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 4 directors run together
  • All 5 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 28 February 2025Full accountsNot audited

Net assets

£650k

−39% from £1.07m

Cash at bank

£503k

Up £497k from £6,504

Employees (average)

28

Same as 28

Owed within a year

£4.04m

+21% from £3.34m

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company SC160720. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Vertex R.a.s.’s history from the FCA register and Companies House, newest first.

Key events (10) All events (16)

2025

3 December 2025

  • Alex Dalglish stopped being the majority owner
  • Bgh Limited took control (75–100% of shares)
  • Vertex Holdings (Scotland) Limited stopped being a part-owner

Companies House

2023

18 December 2023

  • Vertex Holdings (Scotland) Limited became a part-owner (25–50% of shares)

Companies House

2020

5 February 2020

  • Valerie Helen Dalglish stopped being a part-owner

Companies House

2017

9 May 2017

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2016

30 June 2016

  • Alex Dalglish became the majority owner (50–75% of shares)
  • Valerie Helen Dalglish became a part-owner (25–50% of shares)

Companies House

1995

29 September 1995

  • Incorporated at Companies House

Companies House

In the full report: all 16 events

  • All 16 events in its history (10 shown here)
  • Every director appointment and resignation: 4
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Firms connected to Vertex R.a.s.

Other FCA-listed firms that share a director, phone number or address with Vertex R.a.s.. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Vertex R.a.s.

Other firms of the same type (credit broker), nearest first.

In Arbroath

Arbroath Football Club LimitedArbroathAppointed representativeReid Hydraulic Services LimitedArbroathAppointed representative

In the Dundee (DD) postcode area

Aisling Hanly & Samuel CobleyKirriemuirAuthorisedAJT&L Marketing LtdDundeeAuthorisedAlexander Ian GuthrieMontroseAuthorisedAngela Watson Avril AitkenDundeeAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Vertex R.a.s.

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 16 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Vertex R.a.s. Ltd. FCA authorised?
Yes, Vertex R.a.s. Ltd. (FRN 777306) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since May 2017 and works as a credit broker. The FCA has placed no limits on its permissions.
What is Vertex R.a.s.’s phone number and website?
The FCA register lists the phone number 01241 876796 and the website vertexscotland.com for Vertex R.a.s.. If you were given different contact details, use these to check with the firm before going any further.
Is Vertex R.a.s. a scam or clone?
Vertex R.a.s. is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Vertex R.a.s.?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Vertex R.a.s. handles your money, so check the specific product before you commit. You can also refer complaints about Vertex R.a.s. to the Financial Ombudsman Service, free of charge.
Who owns Vertex R.a.s.?
Vertex R.a.s. is owned by Bgh Limited, which holds 75–100% of shares, since 3 December 2025. Before that, it was controlled by Mrs Valerie Helen Dalglish, Vertex Holdings (Scotland) Limited and Mr Alex Dalglish.
Who runs Vertex R.a.s.?
Companies House lists 4 directors of Vertex R.a.s.: Alexander Dalglish, James Forbes, Alistair James Hosie and Neil Mackay.
How long has Vertex R.a.s. been in business?
The company was formed on 29 September 1995, and has held its current FCA authorisation since May 2017.
What do Vertex R.a.s.’s latest accounts show?
Its latest accounts, to 28 February 2025, show net assets of £650k (−39% from £1.07m) and cash at bank of £503k (up £497k from £6,504).

Sources and links

The full report on Vertex R.a.s. Ltd.

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