Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for 1 year
- Protected through the principal
- No FCA actions
- Active company since 2004
- Accounts filed up to 31 May 2025
Responsible principal firm
Capital Credit Union Limited Reference number: 213575 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- Arbroath Football Club Limited (FRN 1036964) introduces customers to Capital Credit Union Limited (FRN 213575). Any regulated advice or arranging is done by the principal, not Arbroath Football Club.
- Example: if Arbroath Football Club refers you to a financial adviser, the advice should come from the principal firm, not from Arbroath Football Club itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Gayfield Park, Gayfield, Arbroath, Angus, DD11 1QB, United Kingdom
In the full report: 3 background checks
- When arbroathfc.co.uk first appeared online, and whether it can receive email
- What kind of line 01241 872157 is
- Who else gives the postcode DD11 1QB
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Capital Credit Union Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- SC276703 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 1 December 2004 (21 years old)
- Registered office
- Matches the FCA register address ✓
- Nature of business
-
- Activities of sport clubs (SIC 93120)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Gary John Callon (Dr) | Director | Mar 1966 | 10 Mar 2005 | None |
| Brian Cargill | Director | Jul 1964 | 14 Jun 2015 | None |
| Paul Reid | Director | Feb 1982 | 21 May 2024 | None |
| Barclay Scott | Director | Jul 1965 | 21 May 2024 | None |
| Scott Charles Milne | Director | Apr 1962 | 30 Aug 2024 | 14 other companies |
| Jon Joseph Bruce | Director | Jun 1968 | 10 Jul 2025 | None |
| Neil Andrew Geddes Smyth | Director | Mar 1973 | 20 Aug 2025 | 1 other company |
| Malcolm Grant Booth | Director | Jan 1974 | 20 Aug 2026 | 2 other companies |
| Gary John Callon (Dr) | Secretary | Not published | 26 Sep 2005 | None |
Other companies run by these 8 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 17
- closed down
- 1
- is FCA-registered
- 1
In the full report: all 17 companies, named
- What each company does, and whether it is still trading
- Which of these 8 directors sit on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register
- All 24 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£666k
−30% from £957k
Cash at bank
£124k
−43% from £216k
Owed within a year
£292k
−3.8% from £303k
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company SC276703. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Arbroath Football Club’s history from the FCA register and Companies House, newest first.
2025
6 July 2025
- Became an introducer appointed representative
FCA register
2004
1 December 2004
- Incorporated at Companies House
Companies House
In the full report: all 43 events
- All 43 events in its history (2 shown here)
- Every director appointment and resignation: 40
Firms connected to Arbroath Football Club
Other FCA-listed firms that share a director, phone number or address with Arbroath Football Club. A link shows who the firm is tied to, not whether either can be trusted.
- past link
- 1
In the full report: all 0 connected firms, named
- 1 past link through former directors
Firms like Arbroath Football Club
Other firms of the same type (credit broker), nearest first.
In Arbroath
In the Dundee (DD) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Arbroath Football Club
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 17 other companies its directors have run, named
- 3 background checks on its contact details
- 7 years of accounts, charted
- All 43 events in its history
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Frequently asked questions about this firm
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How long has Arbroath Football Club been in business?
What do Arbroath Football Club’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk