Verve Risk Services Ltd: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 3 years
Protected through the principal
No FCA actions
Active company since 2023
Accounts filed up to 31 December 2025
On its latest accounts it owed £118k more than it owned

Responsible principal firm

ADVENT SOLUTIONS MANAGEMENT LIMITED Reference number: 308751 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
Verve Risk Services Ltd (FRN 993523) is an AR of ADVENT SOLUTIONS MANAGEMENT LIMITED (FRN 308751). When you use Verve Risk Services's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from Verve Risk Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

ververisk.com (opens in a new tab)
Phone number

07557 959614
Address

15-16 St Helen's Place, London, EC3A 6DQ, United Kingdom

In the full report: 3 background checks

When ververisk.com first appeared online, and whether it can receive email
What kind of line 07557 959614 is
Who else gives the postcode EC3A 6DQ

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Advent Solutions Management Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 14615598 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 25 January 2023 (3 years old)
Registered office: Browne Jacobson Llp 15th Floor, 6 Bevis Marks, London, EC3A 7BA, United Kingdom
Nature of business: Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Scott Wesley Simmons	Director	Jul 1977	25 Jan 2023	None
Timothy Andrew Hardy Quayle	Director	Oct 1983	6 Jun 2023	15 other companies
Patrick Mcnamara	Director	Apr 1997	10 Jul 2025	None

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 15
closed down: 4
went insolvent: 1

In the full report: all 15 companies, named

What each company does, and whether it is still trading
Which of these 3 directors sit on each board, and since when
The one that went into liquidation or administration
The 5 on the FCA register
All 5 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 December 2025Full accountsNot audited

Net assets

−£118k

−358% from £45.5k

Cash at bank

£175k

+105% from £85.3k

Owed within a year

£108k

−17% from £130k

Net assets are negative: on its last balance sheet the company owed £118k more than it owned.

Assets and liabilities

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 14615598. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Verve Risk Services’s history from the FCA register and Companies House, newest first.

Key events (6) All events (13)

2023

28 April 2023

Alan Ian Lambert stopped being a part-owner
B.P.Marsh & Company Limited became a part-owner (25–50% of shares)

Companies House

20 March 2023

Became an appointed representative

FCA register

25 January 2023

Incorporated at Companies House
Alan Ian Lambert became a part-owner (25–50% of shares)
Scott Wesley Simmons became a part-owner (25–50% of shares)

Companies House

In the full report: all 13 events

All 13 events in its history (6 shown here)
Every director appointment and resignation: 7

Firms connected to Verve Risk Services

Other FCA-listed firms that share a director, phone number or address with Verve Risk Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 5
share a director: 5

In the full report: all 5 connected firms, named

How each is linked: shared directors (5)
Who links each one: the named directors, with dates

Firms like Verve Risk Services

Other firms of the same type (insurance broker), nearest first.

In London

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Verve Risk Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

15 other companies its directors have run, named
3 background checks on its contact details
All 13 events in its history
5 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Verve Risk Services Ltd FCA authorised?

Verve Risk Services Ltd (FRN 993523) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for Verve Risk Services?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Verve Risk Services Ltd (FRN 993523) is an AR of ADVENT SOLUTIONS MANAGEMENT LIMITED (FRN 308751). When you use Verve Risk Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Verve Risk Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Verve Risk Services’ phone number and website?

The FCA register lists the phone number 07557 959614 and the website ververisk.com for Verve Risk Services. If you were given different contact details, use these to check with the firm before going any further.

Is Verve Risk Services a scam or clone?

Verve Risk Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Verve Risk Services?

Protection works through Advent Solutions Management Limited, the principal firm responsible for Verve Risk Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Verve Risk Services?

Companies House lists 2 people with significant control of Verve Risk Services: Mr Scott Wesley Simmons (25–50% of shares) and B.P.Marsh & Company Limited (25–50% of shares). Before that, it was controlled by Mr Alan Ian Lambert.

Who runs Verve Risk Services?

Companies House lists 3 directors of Verve Risk Services: Scott Wesley Simmons, Timothy Andrew Hardy Quayle and Patrick McNamara.

How long has Verve Risk Services been in business?

The company was formed on 25 January 2023.

What do Verve Risk Services’ latest accounts show?

Its latest accounts, to 31 December 2025, show net assets of −£118k (−358% from £45.5k) and cash at bank of £175k (+105% from £85.3k).