Vesta Wealth Limited

Reference number: 567852

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When vestawealth.co.uk first appeared online, and whether it can receive email
  • What kind of line 01228 210137 is
  • Who else gives the postcode CA6 4BY
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Investacc Wealth Management Limited Former name

FCA permissions and consumer protection

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (12 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Arranging safeguarding and administration of assets
  • Assisting in the administration and performance of a contract of insurance
  • Dealing in investments as agent
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments
  • Managing investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
07118302
Company status
Active
Company type
Private limited company
Incorporated
7 January 2010 (16 years old)
Registered office
Solway House Business Park, Kingstown, Carlisle, CA6 4BY, England
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Nicholas Edwin Gardner Director May 1963 7 Jan 2010 24 other companies
Gary Mirfin Director May 1961 7 Jan 2010 11 other companies
Matthew Thomas Gardner Director May 1994 3 Nov 2023 1 other company
William Arthur Self Director Jun 1982 9 Oct 2024 51 other companies
Antoinette Vanderpuije Secretary Not published 30 Apr 2026 –

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
73
closed down
16
are FCA-registered
9

In the full report: all 73 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 9 on the FCA register
  • The 10 companies these 4 directors run together
  • All 6 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 October 2023Full accountsAudited

Turnover

£2.15m

−1.2% from £2.17m

Profit before tax

£466k

−47% from £882k

Net assets

£1.19m

+12% from £1.06m

Cash at bank

£1.18m

+5.4% from £1.12m

Turnover and profit

In the full report: all 5 years of accounts

  • Every year from 2019 to 2023
  • Both charts, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 07118302. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Vesta Wealth’s history from the FCA register and Companies House, newest first.

Key events (10) All events (22)

2024

9 October 2024

  • Anne-Marie Gardner no longer has significant control
  • Nicholas Edwin Gardner no longer has significant control

Companies House

2020

3 August 2020

  • Changed its registered name from "Investacc Wealth Management Limited"

FCA register

2016

1 November 2016

  • Anne-Marie Gardner gained significant control
  • Investacc Holdings Limited took control (75–100% of shares)
  • Nicholas Edwin Gardner gained significant control

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2012

2 April 2012

  • Became authorised by the FCA

FCA register

28 February 2012

  • Regulated by the Financial Services Authority from this date

FCA register

2010

7 January 2010

  • Incorporated at Companies House

Companies House

In the full report: all 22 events

  • All 22 events in its history (10 shown here)
  • Every director appointment and resignation: 8
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Firms connected to Vesta Wealth

Other FCA-listed firms that share a director, phone number or address with Vesta Wealth. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
share a director
4
share its postcode
2

In the full report: all 4 connected firms, named

  • How each is linked: shared directors (4), the same postcode (2)
  • Who links each one: the named directors, with dates
  • 5 past links through former directors
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Firms like Vesta Wealth

Other firms of the same type (investment or fund manager), nearest first.

Elsewhere in the UK

UBS Asset Management (Europe) S.A.AuthorisedUBS Asset Management (UK) LtdLondonAuthorisedUBS Asset Management Funds LtdLondonAuthorisedMarks and Spencer Unit Trust Management LimitedChesterAuthorisedJPMorgan Asset Management (Europe) SarlAuthorisedRevolut Trading LtdLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Vesta Wealth

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 73 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 5 years of accounts, charted
  • All 22 events in its history
  • 4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Vesta Wealth Limited FCA authorised?
Yes, Vesta Wealth Limited (FRN 567852) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2012 and works as an investment or fund manager. The FCA has placed no limits on its permissions.
What is Vesta Wealth’s phone number and website?
The FCA register lists the phone number 01228 210137 and the website vestawealth.co.uk for Vesta Wealth. If you were given different contact details, use these to check with the firm before going any further.
Is Vesta Wealth a scam or clone?
Vesta Wealth is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Vesta Wealth?
It may control client money but not hold it. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Vesta Wealth to the Financial Ombudsman Service, free of charge.
Who owns Vesta Wealth?
Vesta Wealth is owned by Investacc Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 1 November 2016. Before that, it was controlled by Mr Nicholas Edwin Gardner and Mrs Anne-Marie Gardner.
Who runs Vesta Wealth?
Companies House lists 4 directors of Vesta Wealth: Nicholas Edwin Gardner, Gary Mirfin, Matthew Thomas Gardner and William Arthur Self.
How long has Vesta Wealth been in business?
The company was formed on 7 January 2010, and has held its current FCA authorisation since April 2012.
What do Vesta Wealth’s latest accounts show?
Its latest accounts, to 31 October 2023, show turnover of £2.15m (−1.2% from £2.17m) and profit before tax of £466k (−47% from £882k).
Does Vesta Wealth use any other names?
It has previously used the name Investacc Wealth Management Limited.

Sources and links

The full report on Vesta Wealth Limited

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