Victoria Smith Consultancy Limited

Reference number: 492594

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Vitality Corporate Services Limited Reference number: 461107 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Victoria Smith Consultancy Limited (FRN 492594) is an AR of Vitality Corporate Services Limited (FRN 461107). When you use Victoria Smith Consultancy's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Victoria Smith Consultancy, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    0345 279 8877

    Also given by a firm that is no longer authorised. Check you are dealing with the firm on this page.

  • Address

    Weaverlake Cottage West, Hadley Street, Yoxall, Burton-On-Trent, Staffordshire, DE13 8NB, United Kingdom

In the full report: 2 background checks

  • What kind of line 0345 279 8877 is, and the 13 other firms that give it
  • Who else gives the postcode DE13 8NB
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Victoria Smith Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Vitality Corporate Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
08006058
Company status
Active
Company type
Private limited company
Incorporated
26 March 2012 (14 years old)
Registered office
696 Yardley Wood Road Billesley, Birmingham, B13 0HY, United Kingdom
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Victoria Smith Director Oct 1971 26 Mar 2012 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 31 March 2025Full accountsNot audited

Net assets

£58.3k

No earlier figure to compare

Employees (average)

1

Same as 1

Owed within a year

£14.0k

<1% from £14.1k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 08006058. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Victoria Smith Consultancy’s history from the FCA register and Companies House, newest first.

2016

6 April 2016

  • Victoria Smith took control (75–100% of shares)

Companies House

2013

6 March 2013

  • Changed its registered name from "Victoria Smith"

FCA register

2012

26 March 2012

  • Incorporated at Companies House
  • Victoria Smith appointed as a director

Companies House

2008

8 December 2008

  • Became an appointed representative

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Victoria Smith Consultancy

Other FCA-listed firms that share a director, phone number or address with Victoria Smith Consultancy. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
12
share its phone number
12

In the full report: all 12 connected firms, named

  • How each is linked: the same phone number (12)
  • Who links each one: the named directors, with dates
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Firms like Victoria Smith Consultancy

Other firms of the same type (insurance broker), nearest first.

In Burton-On-Trent

Solmar Villas LimitedBurton-On-TrentAppointed representativeIPC Insurance Brokers LimitedBurton-on-TrentAppointed representativePJC Healthcare LimitedBurton-On-TrentAppointed representativePretium Agency LimitedBurton-On-TrentAppointed representativeWileman Sales Consultancy LimitedBurton-on-TrentAppointed representativeRiviera Tours LimitedBurton-On-TrentAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Victoria Smith Consultancy

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 5 events in its history
  • 12 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Victoria Smith Consultancy Limited FCA authorised?
Victoria Smith Consultancy Limited (FRN 492594) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Victoria Smith Consultancy?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Victoria Smith Consultancy Limited (FRN 492594) is an AR of Vitality Corporate Services Limited (FRN 461107). When you use Victoria Smith Consultancy's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Victoria Smith Consultancy, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Victoria Smith Consultancy’s phone number?
The FCA register lists the phone number 0345 279 8877 for Victoria Smith Consultancy. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 13 other FCA firms, one of which is no longer authorised.
Is Victoria Smith Consultancy a scam or clone?
Victoria Smith Consultancy is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Victoria Smith Consultancy?
Protection works through Vitality Corporate Services Limited, the principal firm responsible for Victoria Smith Consultancy's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Victoria Smith Consultancy?
Companies House lists one person with significant control of Victoria Smith Consultancy: Miss Victoria Smith (75–100% of shares).
Who runs Victoria Smith Consultancy?
Companies House lists one director of Victoria Smith Consultancy: Victoria Smith.
How long has Victoria Smith Consultancy been in business?
The company was formed on 26 March 2012.
What do Victoria Smith Consultancy’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £58.3k (no earlier figure to compare).
Does Victoria Smith Consultancy use any other names?
It has previously used the name Victoria Smith.

Sources and links

The full report on Victoria Smith Consultancy Limited

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