Viner & Sons Limited

Reference number: 981759

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • VINER & SONS LIMITED (FRN 981759) is an AR of Golden Charter Limited (FRN 965279). When you use VINER & SONS's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from VINER & SONS, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01732 842485

  • Address

    54 High Street, West Malling, Kent, ME19 6LU, United Kingdom

In the full report: 2 background checks

  • What kind of line 01732 842485 is, and the other firm that gives it
  • Who else gives the postcode ME19 6LU
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Golden Charter Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
10 March 1960 (66 years old)
Registered office
54 High Street, West Malling, Kent, ME19 6LU, England
Nature of business
  • Funeral and related activities (SIC 96030)

Directors and company secretaries

Name Role Born Appointed Other companies
James Edward Gardner Director Feb 1979 6 Mar 2020 10 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
10
still active
10
are FCA-registered
3

In the full report: all 10 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • The 3 on the FCA register
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 June 2026Small company accountsNot audited

Net assets

£7,431

−96% from £192k

Cash at bank

£562

Down £121 from £683

Employees (average)

11

+10% from 10

Owed within a year

£227k

+7.8% from £210k

Assets and liabilities

In the full report: all 8 years of accounts

  • Every year from 2019 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 00652207. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Viner & Sons’s history from the FCA register and Companies House, newest first.

2024

3 January 2024

  • James Edward Gardner gave up control

Companies House

2022

25 August 2022

  • Became an appointed representative

FCA register

2020

6 March 2020

  • Board replaced: its only director left and a new director took over
  • James Edward Gardner took control (75–100% of votes)
  • Keith John Viner gave up control
  • Rebiere Holdings Limited took control (75–100% of shares)

Companies House

2016

6 April 2016

  • Keith John Viner took control (75–100% of shares)

Companies House

1960

10 March 1960

  • Incorporated at Companies House

Companies House

In the full report: all 11 events

  • All 11 events in its history (8 shown here)
  • Every director appointment and resignation: 3
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Firms connected to Viner & Sons

Other FCA-listed firms that share a director, phone number or address with Viner & Sons. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
share a director
3
share its phone number
1

In the full report: all 4 connected firms, named

  • How each is linked: shared directors (3), the same phone number (1), the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Viner & Sons

Other firms of the same type (funeral director), nearest first.

In West Malling

In the Medway (ME) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Viner & Sons

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 10 other companies its directors have run, named
  • 2 background checks on its contact details
  • 8 years of accounts, charted
  • All 11 events in its history
  • 4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Viner & Sons Limited FCA authorised?
Viner & Sons Limited (FRN 981759) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Viner & Sons?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Viner & Sons Limited (FRN 981759) is an AR of Golden Charter Limited (FRN 965279). When you use Viner & Sons's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Viner & Sons, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Viner & Sons’ phone number?
The FCA register lists the phone number 01732 842485 for Viner & Sons. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Viner & Sons a scam or clone?
Viner & Sons is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Viner & Sons?
Protection works through Golden Charter Limited, the principal firm responsible for Viner & Sons's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Viner & Sons?
Viner & Sons is owned by Rebiere Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 March 2020. Before that, it was controlled by Mr Keith John Viner and Mr James Edward Gardner.
Who runs Viner & Sons?
Companies House lists one director of Viner & Sons: James Edward Gardner.
How long has Viner & Sons been in business?
The company was formed on 10 March 1960.
What do Viner & Sons’ latest accounts show?
Its latest accounts, to 30 June 2026, show net assets of £7,431 (−96% from £192k) and cash at bank of £562 (down £121 from £683).

Sources and links

The full report on Viner & Sons Limited

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