Vip Gateway Limited

Reference number: 619198

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When vipgateway.co.uk first appeared online, and whether it can receive email
  • What kind of line 0161 814 9623 is
  • Who else gives the postcode M50 2ST
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Other names (8)

If you were contacted under any of these names, it is this firm.

  • Car Leasing Contracts Former trading name: A name it used to trade under.
  • carleasingcontracts.com Former trading name: A name it used to trade under.
  • Gateway Car Leasing Former trading name: A name it used to trade under.
  • gatewaycarleasing.co.uk Former trading name: A name it used to trade under.
  • Gateway Finance Former trading name: A name it used to trade under.
  • Planet Car Finance Former trading name: A name it used to trade under.
  • planetcarfinance.co.uk Former trading name: A name it used to trade under.
  • vanleasingcontracts.com Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
3 March 2014 (12 years old)
Registered office
Spring Court Spring Road, Hale, Altrincham, WA14 2UQ, England
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Luke Hart-Mears Director Feb 1990 3 Mar 2014 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 31 March 2026Small company accountsNot audited

Net assets

£722k

+57% from £460k

Cash at bank

£1.42m

+149% from £569k

Employees (average)

42

+45% from 29

Owed within a year

£1.30m

+101% from £647k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08919886. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Vip Gateway’s history from the FCA register and Companies House, newest first.

2025

11 November 2025

  • Luke Hart-Mears gave up control
  • Mearox Holdings Limited took control (75–100% of shares)

Companies House

2016

6 April 2016

  • Luke Hart-Mears took control (75–100% of shares)

Companies House

2014

28 June 2014

  • Regulated by the FCA from this date

FCA register

20 June 2014

  • Became authorised by the FCA

FCA register

3 March 2014

  • Incorporated at Companies House

Companies House

In the full report: all 26 events

  • All 26 events in its history (6 shown here)
  • Every director appointment and resignation: 1
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Firms connected to Vip Gateway

Other FCA-listed firms that share a director, phone number or address with Vip Gateway. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Vip Gateway

Other firms of the same type (credit broker), nearest first.

In Salford

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Vip Gateway

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 26 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Vip Gateway Limited FCA authorised?
Yes, Vip Gateway Limited (FRN 619198) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since June 2014 and works as a credit broker. The FCA has placed no limits on its permissions.
What is Vip Gateway’s phone number and website?
The FCA register lists the phone number 0161 814 9623 and the website vipgateway.co.uk for Vip Gateway. If you were given different contact details, use these to check with the firm before going any further.
Is Vip Gateway a scam or clone?
Vip Gateway is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Vip Gateway?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Vip Gateway handles your money, so check the specific product before you commit. You can also refer complaints about Vip Gateway to the Financial Ombudsman Service, free of charge.
Who owns Vip Gateway?
Vip Gateway is owned by Mearox Holdings Limited, which holds 75–100% of shares and 75–100% of votes, since 11 November 2025. Before that, it was controlled by Mr Luke Hart-Mears.
Who runs Vip Gateway?
Companies House lists one director of Vip Gateway: Luke Hart-Mears.
How long has Vip Gateway been in business?
The company was formed on 3 March 2014, and has held its current FCA authorisation since June 2014.
What do Vip Gateway’s latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £722k (+57% from £460k) and cash at bank of £1.42m (+149% from £569k).
Does Vip Gateway use any other names?
It has previously used 8 other names, including Car Leasing Contracts, carleasingcontracts.com and Gateway Car Leasing.

Sources and links

The full report on Vip Gateway Limited

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