Vip Payments Ltd

Reference number: 750503

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Registered with the FCA

This firm is registered as a small payment institution. That is a lighter regime than full FCA authorisation, applied to smaller payment firms, and safeguarding of customer money is optional at this size.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When vip-payments.com first appeared online, and whether it can receive email
  • What kind of line 020 8095 0370 is
  • Who else gives the postcode E14 9SH
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • VIP360 Trading name
  • Exchangefair Limited Former name

FCA permissions and consumer protection

  • Handle payments & transfers No FSCS cover
    Safeguarding is optional for a payment firm of this size, so your money may not be held in a separate protected account. Ask the firm whether it safeguards customer funds before sending it money. FSCS protection does not apply either way.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • 6. Money remittance.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
09841893
Company status
Active
Company type
Private limited company
Incorporated
26 October 2015 (10 years old)
Registered office
Unit 1306 Sierra Quebec Bravo, 77 Marsh Wall, London, E14 9SH, United Kingdom
Nature of business
  • Other service activities not elsewhere classified (SIC 96090)

Directors and company secretaries

Name Role Born Appointed Other companies
Josip Juros Director Jun 1982 1 Sep 2024 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • All 9 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Micro-entity accountsNot audited

Net assets

£65.1k

−76% from £267k

Employees (average)

8

Same as 8

Owed within a year

£349k

+32% from £265k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09841893. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Vip Payments’s history from the FCA register and Companies House, newest first.

Key events (16) All events (35)

2022

4 November 2022

  • Changed its registered name from "Exchangefair Limited"

FCA register

26 July 2022

  • Blk Trade Ltd took control (75–100% of shares)
  • Dieter Maurer stopped being a part-owner
  • Lili Gorinsek stopped being a part-owner

Companies House

25 July 2022

  • Dieter Maurer became a part-owner (25–50% of shares)
  • Lili Gorinsek became a part-owner (25–50% of shares)
  • Sol 8, Upravljanje Podjetij, D.D. gave up control

Companies House

2020

15 October 2020

  • Robert James Michael Ponting stopped being a part-owner
  • Sarah Elizabeth Palmer stopped being a part-owner
  • Sol 8, Upravljanje Podjetij, D.D. took control (75–100% of shares)

Companies House

2018

16 November 2018

  • Registered as a small payment institution

FCA register

2016

21 June 2016

  • Regulated by the FCA from this date

FCA register

6 April 2016

  • Robert James Michael Ponting became a part-owner (25–50% of shares)
  • Sarah Elizabeth Palmer became a part-owner (25–50% of shares)

Companies House

1 April 2016

  • Supervised by HMRC under the money laundering rules from this date

FCA register

2015

26 October 2015

  • Incorporated at Companies House

Companies House

In the full report: all 35 events

  • All 35 events in its history (16 shown here)
  • Every director appointment and resignation: 18
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Firms like Vip Payments

Other firms of the same type (payment or money transfer firm), nearest first.

In London

StoneX Financial LtdLondonAuthorisedReal Transfer LimitedLondonAuthorisedOnafriq UK LimitedLondonAuthorisedDaytona Capital Management LimitedLondonAuthorisedSable International FX LimitedLondonAuthorisedTrolley Payments UK LtdLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Vip Payments

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 6 years of accounts, charted
  • All 35 events in its history

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Frequently asked questions about this firm

Is Vip Payments Ltd FCA authorised?
Yes, Vip Payments Ltd (FRN 750503) is registered with the FCA and permitted to provide its regulated services.
What is Vip Payments’ phone number and website?
The FCA register lists the phone number 020 8095 0370 and the website vip-payments.com for Vip Payments. If you were given different contact details, use these to check with the firm before going any further.
Is Vip Payments a scam or clone?
Vip Payments is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Vip Payments?
Protection depends on which product you hold and how Vip Payments handles your money, so check the specific product before you commit. You can also refer complaints about Vip Payments to the Financial Ombudsman Service, free of charge.
Who owns Vip Payments?
Vip Payments is owned by Blk Trade Ltd, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 26 July 2022. Before that, it was controlled by Mrs Lili Gorinsek, Mr Dieter Maurer and Sol 8, Upravljanje Podjetij, D.D..
Who runs Vip Payments?
Companies House lists one director of Vip Payments: Josip Juros.
How long has Vip Payments been in business?
The company was formed on 26 October 2015, and has held its current FCA authorisation since November 2018.
What do Vip Payments’ latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £65.1k (−76% from £267k).
Does Vip Payments use any other names?
It trades as VIP360. It has previously used the name Exchangefair Limited.

Sources and links

The full report on Vip Payments Ltd

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