Visicover Ltd

Reference number: 585660

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When visicover.com first appeared online, and whether it can receive email
  • What kind of line 01276 425678 is
  • Who else gives the postcode GU18 5SW
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Visicover.com Trading name
  • Ecover 247 Former trading name
  • Ecover247.com Former trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Advising on P2P agreements
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
07968371
Company status
Active
Company type
Private limited company
Incorporated
28 February 2012 (14 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Robert Berkeley Bevan Director May 1962 28 Feb 2012 2 other companies
Jan Houlberg Director Jan 1961 28 Feb 2012 2 other companies
Simon Jonathan Goddard Director Jan 1965 23 Jul 2014 6 other companies
Anthony Norgrave Purslow Director Apr 1952 23 Jul 2014 7 other companies

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
17
closed down
8
are FCA-registered
2

In the full report: all 17 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

£385k

−39% from £630k

Cash at bank

£444k

−39% from £729k

Employees (average)

9

Same as 9

Owed within a year

£172k

+138% from £72.3k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 07968371. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Visicover’s history from the FCA register and Companies House, newest first.

Key events (7) All events (18)

2016

6 April 2016

  • Jan Houlberg became a part-owner (25–50% of shares)
  • Robert Berkeley Bevan became a part-owner (25–50% of shares)

Companies House

2013

1 May 2013

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

31 March 2013

  • No longer regulated by the Financial Services Authority

FCA register

2012

10 September 2012

  • Regulated by the Financial Services Authority from this date

FCA register

28 February 2012

  • Incorporated at Companies House

Companies House

In the full report: all 18 events

  • All 18 events in its history (7 shown here)
  • Every director appointment and resignation: 4
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Firms connected to Visicover

Other FCA-listed firms that share a director, phone number or address with Visicover. A link shows who the firm is tied to, not whether either can be trusted.

past links
2

In the full report: all 0 connected firms, named

  • 2 past links through former directors
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Firms like Visicover

Other firms of the same type (insurance broker), nearest first.

In Lightwater

William Russell LimitedLightwaterAuthorisedASAP Discounts LimitedLightwaterAppointed representative

In the Guildford (GU) postcode area

Tempcover LtdFleetAuthorisedWilliam Russell Europe SRLSurreyAuthorisedAlex CoxFleetAuthorisedAutoguard Warranties LtdCamberleyAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Visicover

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 17 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 18 events in its history

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Frequently asked questions about this firm

Is Visicover Ltd FCA authorised?
Yes, Visicover Ltd (FRN 585660) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since May 2013 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Visicover’s phone number and website?
The FCA register lists the phone number 01276 425678 and the website visicover.com for Visicover. If you were given different contact details, use these to check with the firm before going any further.
Is Visicover a scam or clone?
Visicover is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Visicover?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Visicover to the Financial Ombudsman Service, free of charge.
Who owns Visicover?
Companies House lists 2 people with significant control of Visicover: Mr Jan Houlberg (25–50% of shares) and Mr Robert Berkeley Bevan (25–50% of shares).
Who runs Visicover?
Companies House lists 4 directors of Visicover: Robert Berkeley Bevan, Jan Houlberg, Simon Jonathan Goddard and Anthony Norgrave Purslow.
How long has Visicover been in business?
The company was formed on 28 February 2012, and has held its current FCA authorisation since May 2013.
What do Visicover’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £385k (−39% from £630k) and cash at bank of £444k (−39% from £729k).
Does Visicover use any other names?
It trades as Visicover.com. It has previously used 2 other names: Ecover 247 and Ecover247.com.

Sources and links

The full report on Visicover Ltd

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