Visio Financial Limited

Reference number: 531552

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Quilter Financial Limited Reference number: 497604 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Visio Financial Limited (FRN 531552) is an AR of Quilter Financial Limited (FRN 497604). When you use Visio Financial's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Visio Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When visiofinancial.co.uk first appeared online, and whether it can receive email
  • What kind of line 020 8295 1657 is
  • Who else gives the postcode BR1 2EB
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Quilter Financial Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
07334696
Company status
Active
Company type
Private limited company
Incorporated
3 August 2010 (16 years old)
Registered office
34 Southborough Road, Bromley, BR1 2EB, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Christopher Mullane Director Feb 1966 3 Aug 2010 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • Both people who have been directors, with their dates
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Filed accounts and finances

Year to 30 November 2025Micro-entity accountsNot audited

Net assets

£239

Down £208 from £447

Employees (average)

1

Same as 1

Owed within a year

£27.0k

+32% from £20.4k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 07334696. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Visio Financial’s history from the FCA register and Companies House, newest first.

Key events (3) All events (6)

2016

3 August 2016

  • Christopher Mullane gained significant control

Companies House

2010

14 September 2010

  • Became an appointed representative

FCA register

3 August 2010

  • Incorporated at Companies House

Companies House

In the full report: all 6 events

  • All 6 events in its history (3 shown here)
  • Every director appointment and resignation: 3
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Firms connected to Visio Financial

Other FCA-listed firms that share a director, phone number or address with Visio Financial. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Visio Financial

Other firms of the same type (financial adviser), nearest first.

In the Bromley (BR) postcode area

Bs & B LLPOrpingtonAppointed representativeBurwood Sage Asset Management LtdOrpingtonAppointed representativeChristopher BearfootChislehurstAppointed representativeDerek ClementsOrpingtonAppointed representativeEmil Thomas LimitedBromleyAppointed representativeGraham KetchOrpingtonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Visio Financial

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 7 years of accounts, charted
  • All 6 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Visio Financial Limited FCA authorised?
Visio Financial Limited (FRN 531552) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Visio Financial?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Visio Financial Limited (FRN 531552) is an AR of Quilter Financial Limited (FRN 497604). When you use Visio Financial's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Visio Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Visio Financial’s phone number and website?
The FCA register lists the phone number 020 8295 1657 and the website visiofinancial.co.uk for Visio Financial. If you were given different contact details, use these to check with the firm before going any further.
Is Visio Financial a scam or clone?
Visio Financial is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Visio Financial?
Protection works through Quilter Financial Limited, the principal firm responsible for Visio Financial's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Visio Financial?
Companies House lists one person with significant control of Visio Financial: Mr Christopher Mullane (significant influence or control).
Who runs Visio Financial?
Companies House lists one director of Visio Financial: Christopher Mullane.
How long has Visio Financial been in business?
The company was formed on 3 August 2010.
What do Visio Financial’s latest accounts show?
Its latest accounts, to 30 November 2025, show net assets of £239 (down £208 from £447).

Sources and links

The full report on Visio Financial Limited

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