Vision Insurance Services Ltd
Reference number: 512500
Instant download
Authorisation being cancelled
This firm has asked the FCA to cancel its authorisation. It is still in force until the FCA processes the application, so existing business keeps its protection, but its regulated work is winding down.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Vision House, 61 London Road, Bagshot, Surrey, GU19 5DT, United Kingdom
In the full report: 3 background checks
- When vision-insurance.co.uk first appeared online, and whether it can receive email
- What kind of line 01276 850544 is
- Who else gives the postcode GU19 5DT
Other names (5)
If you were contacted under any of these names, it is this firm.
- P&W Trading name: A name it trades under now.
- Trade Protect Trading name: A name it trades under now.
- London and Essex Insurance Services Former trading name: A name it used to trade under.
- London & Essex Insurance Services Former trading name: A name it used to trade under.
- M J Lees Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Hold or safeguard your money · Manage or trade investments FSCS may applyEligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
- Give regulated advice FSCS may applyA claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
- Sell or arrange insurance FSCS may applyEligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (6 permissions)
- Advising on investments (except on Pension Transfers and Pension Opt Outs)
- Arranging (bringing about) deals in investments
- Assisting in the administration and performance of a contract of insurance
- Credit Broking
- Dealing in investments as agent
- Making arrangements with a view to transactions in investments
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 07037484 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 11 October 2009 (17 years old)
- Registered office
- Ashcombe Court, Woolsack Way, Godalming, Surrey, GU7 1LQ
- Nature of business
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- Non-life insurance (SIC 65120)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| David Mackinnon | Director | Sep 1973 | 11 Oct 2009 | 5 other companies |
| Claire Louise Mackinnon | Director | Aug 1974 | 12 Jan 2015 | None |
| Michael David Simon Edgeley | Director | Oct 1966 | 8 Feb 2025 | 78 other companies |
| Philip John Williams | Director | May 1983 | 8 Feb 2025 | 51 other companies |
| Jitendra Patel | Secretary | Not published | 17 Oct 2024 | – |
Other companies run by these 4 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 88
- closed down
- 39
- are FCA-registered
- 14
In the full report: all 88 companies, named
- What each company does, and whether it is still trading
- Which of these 4 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 14 on the FCA register
- The 45 companies these 4 directors run together
- All 5 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£853k
+13% from £752k
Cash at bank
£685k
−24% from £897k
Employees (average)
15
+7.1% from 14
Owed within a year
£358k
+56% from £229k
Assets and liabilities
In the full report: all 5 years of accounts
- Every year from 2020 to 2024
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 07037484. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Vision Insurance Services’s history from the FCA register and Companies House, newest first.
2023
25 July 2023
- Claire Louise Mackinnon stopped being a part-owner
- David Mackinnon stopped being a part-owner
- Vision House Holdings Ltd took control (75–100% of shares)
Companies House
2016
6 April 2016
- Claire Louise Mackinnon became a part-owner (25–50% of shares)
- David Mackinnon became a part-owner (25–50% of shares)
Companies House
2013
1 April 2013
- Regulated by the FCA from this date
FCA register
2010
10 February 2010
- Applied to cancel its FCA authorisation
FCA register
2009
8 December 2009
- Regulated by the Financial Services Authority from this date
FCA register
11 October 2009
- Incorporated at Companies House
Companies House
In the full report: all 26 events
- All 26 events in its history (9 shown here)
- Every director appointment and resignation: 6
Firms connected to Vision Insurance Services
Other FCA-listed firms that share a director, phone number or address with Vision Insurance Services. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 12
- share a director
- 12
In the full report: all 12 connected firms, named
- How each is linked: shared directors (12)
- Who links each one: the named directors, with dates
Firms like Vision Insurance Services
Other firms of the same type (insurance broker), nearest first.
In Bagshot
In the Guildford (GU) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Vision Insurance Services
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 88 other companies its directors have run, named
- 3 background checks on its contact details
- 5 years of accounts, charted
- All 26 events in its history
- 12 connected firms, named, and who links them
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Frequently asked questions about this firm
Is Vision Insurance Services Ltd FCA authorised?
What is Vision Insurance Services’ phone number and website?
Is Vision Insurance Services a scam or clone?
Is my money safe with Vision Insurance Services?
Who owns Vision Insurance Services?
Who runs Vision Insurance Services?
How long has Vision Insurance Services been in business?
What do Vision Insurance Services’ latest accounts show?
Does Vision Insurance Services use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Check your FSCS cover fscs.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk