Westfield (Sub Aqua & Marine) Insurance Services Limited

Reference number: 310385

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When divinginsuranceuk.com first appeared online, and whether it can receive email
  • What kind of line 01483 237827 is
  • Who else gives the postcode GU19 5BY
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FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (7 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
8 March 1948 (78 years old)
Registered office
14 Lambourne Drive, Bagshot, Surrey, GU19 5BY, England
Nature of business
  • Non-life insurance (SIC 65120)

Directors and company secretaries

Name Role Born Appointed Other companies
Nicholas Thomas Caldwell Director Jun 1972 2 Jun 2005 None
Karen Caldwell Secretary Not published 27 Oct 2008 –

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • All 3 people who have been directors, with their dates
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Filed accounts and finances

Year to 30 November 2025Small company accountsNot audited

Net assets

£13.8k

−2% from £14.1k

Cash at bank

£18.5k

−41% from £31.7k

Employees (average)

1

Same as 1

Owed within a year

£19.8k

−43% from £34.5k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 00450587. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

This firm’s history from the FCA register and Companies House, newest first.

2016

6 April 2016

  • Karen Caldwell became a part-owner (25–50% of shares)
  • Nicholas Thomas Caldwell became the majority owner (50–75% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2005

14 January 2005

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

1948

8 March 1948

  • Incorporated at Companies House

Companies House

In the full report: all 12 events

  • All 12 events in its history (6 shown here)
  • Every director appointment and resignation: 3
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Similar firms

Other firms of the same type (insurance broker), nearest first.

In Bagshot

In the Guildford (GU) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on this firm

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 12 events in its history

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Frequently asked questions about this firm

Is Westfield (Sub Aqua & Marine) Insurance Services Limited FCA authorised?
Yes, Westfield (Sub Aqua & Marine) Insurance Services Limited (FRN 310385) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2005 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Westfield (Sub Aqua & Marine) Insurance Services’ phone number and website?
The FCA register lists the phone number 01483 237827 and the website divinginsuranceuk.com for Westfield (Sub Aqua & Marine) Insurance Services. If you were given different contact details, use these to check with the firm before going any further.
Is Westfield (Sub Aqua & Marine) Insurance Services a scam or clone?
Westfield (Sub Aqua & Marine) Insurance Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Westfield (Sub Aqua & Marine) Insurance Services?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Westfield (Sub Aqua & Marine) Insurance Services to the Financial Ombudsman Service, free of charge.
Who owns Westfield (Sub Aqua & Marine) Insurance Services?
Companies House lists 2 people with significant control of Westfield (Sub Aqua & Marine) Insurance Services: Mr Nicholas Thomas Caldwell (50–75% of shares) and Mrs Karen Caldwell (25–50% of shares).
Who runs Westfield (Sub Aqua & Marine) Insurance Services?
Companies House lists one director of Westfield (Sub Aqua & Marine) Insurance Services: Nicholas Thomas Caldwell.
How long has Westfield (Sub Aqua & Marine) Insurance Services been in business?
The company was formed on 8 March 1948, and has held its current FCA authorisation since January 2005.
What do Westfield (Sub Aqua & Marine) Insurance Services’ latest accounts show?
Its latest accounts, to 30 November 2025, show net assets of £13.8k (−2% from £14.1k) and cash at bank of £18.5k (−41% from £31.7k).

Sources and links

The full report on Westfield (Sub Aqua & Marine) Insurance Services Limited

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