Vision Property and Estate Management UK Ltd

Reference number: 921149

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Vision Property and Estate Management UK Ltd (FRN 921149) is an AR of ST. GILES INSURANCE & FINANCE SERVICES LIMITED (FRN 311167). When you use Vision Property and Estate Management UK's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Vision Property and Estate Management UK, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When visionpem.co.uk first appeared online, and whether it can receive email
  • What kind of line 020 3441 1931 is
  • Who else gives the postcode E18 2QH
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Vision PEM Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. Giles Insurance & Finance Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
VISION PROPERTY + ESTATE MANAGEMENT UK LTD
Company status
Active
Company type
Private limited company
Incorporated
26 October 2009 (16 years old)
Registered office
Suite 2 Elmhurst 98-106 High Road, South Woodford, London, E18 2QS
Nature of business
  • Residents property management (SIC 98000)

Directors and company secretaries

Name Role Born Appointed Other companies
Roisin Moria Dunne Mahoney Director May 1975 10 Mar 2015 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 October 2025Abridged accountsNot audited

Net assets

£34.6k

−26% from £46.6k

Cash at bank

£21.4k

−31% from £31.1k

Employees (average)

11

+10% from 10

Owed within a year

£79.3k

−4% from £82.6k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 07057049. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Vision Property and Estate Management UK’s history from the FCA register and Companies House, newest first.

2025

13 June 2025

  • Daniel Bean stopped being the majority owner

Companies House

2020

14 February 2020

  • Became an appointed representative

FCA register

2017

1 June 2017

  • Roisin Moria Dunne Mahoney became a part-owner (25–50% of shares)

Companies House

2016

6 April 2016

  • Daniel Bean became the majority owner (50–75% of shares)

Companies House

2014

5 November 2014

  • Board replaced: its only director left and a new director took over

Companies House

2009

26 October 2009

  • Incorporated at Companies House

Companies House

In the full report: all 12 events

  • All 12 events in its history (6 shown here)
  • Every director appointment and resignation: 5
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Firms connected to Vision Property and Estate Management UK

Other FCA-listed firms that share a director, phone number or address with Vision Property and Estate Management UK. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Vision Property and Estate Management UK

Other firms of the same type (insurance broker), nearest first.

In London

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Vision Property and Estate Management UK

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 12 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Vision Property and Estate Management UK Ltd FCA authorised?
Vision Property and Estate Management UK Ltd (FRN 921149) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Vision Property and Estate Management UK?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Vision Property and Estate Management UK Ltd (FRN 921149) is an AR of ST. GILES INSURANCE & FINANCE SERVICES LIMITED (FRN 311167). When you use Vision Property and Estate Management UK's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Vision Property and Estate Management UK, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Vision Property and Estate Management UK’s phone number and website?
The FCA register lists the phone number 020 3441 1931 and the website visionpem.co.uk for Vision Property and Estate Management UK. If you were given different contact details, use these to check with the firm before going any further.
Is Vision Property and Estate Management UK a scam or clone?
Vision Property and Estate Management UK is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Vision Property and Estate Management UK?
Protection works through St. Giles Insurance & Finance Services Limited, the principal firm responsible for Vision Property and Estate Management UK's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Vision Property and Estate Management UK?
Companies House lists one person with significant control of Vision Property and Estate Management UK: Mrs Roisin Moria Dunne Mahoney (25–50% of shares). Before that, it was controlled by Mr Daniel Bean.
Who runs Vision Property and Estate Management UK?
Companies House lists one director of Vision Property and Estate Management UK: Roisin Moria Dunne Mahoney.
How long has Vision Property and Estate Management UK been in business?
The company was formed on 26 October 2009.
What do Vision Property and Estate Management UK’s latest accounts show?
Its latest accounts, to 31 October 2025, show net assets of £34.6k (−26% from £46.6k) and cash at bank of £21.4k (−31% from £31.1k).
Does Vision Property and Estate Management UK use any other names?
It trades as Vision PEM.

Sources and links

The full report on Vision Property and Estate Management UK Ltd

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