Waggel Limited
Reference number: 805396
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 8 years
- Protected through the principal
- No FCA actions
- Active company since 2017
- Accounts filed up to 31 December 2025
- On its latest accounts it owed £9.71m more than it owned
Responsible principal firm
City Insurance Brokers Ltd Reference number: 831252 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Waggel Limited (FRN 805396) is an AR of City Insurance Brokers Ltd (FRN 831252). When you use Waggel's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Waggel, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
1st Floor, 5 St. Helen's Place, London, EC3A 6AB, United Kingdom
In the full report: 3 background checks
- When waggel.co.uk first appeared online, and whether it can receive email
- What kind of line 01299 669955 is
- Who else gives the postcode EC3A 6AB
Other names (2)
If you were contacted under any of these names, it is this firm.
- Wagel Limited Former name: A name it was registered under before.
- Wagel Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through City Insurance Brokers Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 10581138 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 24 January 2017 (9 years old)
- Registered office
- 3rd Floor 114a Cromwell Road, London, SW7 4AG, England
- Nature of business
-
- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Henri Mitchell Dowling | Director | Oct 1987 | 30 May 2025 | 5 other companies |
| William Andrew Stephens | Director | Mar 1993 | 30 May 2025 | 2 other companies |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 5
- still active
- 5
- run together
- 2
In the full report: all 5 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 2 companies these 2 directors run together
- All 5 people who have ever been directors, with their dates
Filed accounts and finances
Turnover
£14.3m
Not compared: the previous accounts cover a different length of time
Profit before tax
−£708k
Not compared: the previous accounts cover a different length of time
Net assets
−£9.71m
Down £124k from −£9.58m
Cash at bank
£2.12m
+11% from £1.92m
Net assets are negative: on its last balance sheet the company owed £9.71m more than it owned.
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 10581138. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Waggel’s history from the FCA register and Companies House, newest first.
2019
21 May 2019
- Andrew Robin Leal gave up control
- Architech Software Limited took control (75–100% of shares)
Companies House
2018
19 April 2018
- Changed its registered name from "Wagel Limited"
FCA register
29 March 2018
- Became an appointed representative
FCA register
2017
24 January 2017
- Incorporated at Companies House
- Andrew Robin Leal took control (75–100% of shares)
Companies House
In the full report: all 17 events
- All 17 events in its history (6 shown here)
- Every director appointment and resignation: 8
Firms like Waggel
Other firms of the same type (insurance broker), nearest first.
In London
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Waggel
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 5 other companies its directors have run, named
- 3 background checks on its contact details
- 7 years of accounts, charted
- All 17 events in its history
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk