Waite & Son (Jewellers) Limited

Reference number: 711939

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When beards.co.uk first appeared online, and whether it can receive email
  • What kind of line 01242 516238 is
  • Who else gives the postcode GL50 1NA
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Beards Trading name
  • WS Trading name
  • JR Diamonds Former trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
00301490
Company status
Active
Company type
Private limited company
Incorporated
3 June 1935 (91 years old)
Registered office
70 The Promenade, Cheltenham, Glos, GL50 1LY
Nature of business
  • Other retail sale of new goods in specialised stores (not commercial art galleries and opticians) (SIC 47789)

Directors and company secretaries

Name Role Born Appointed Other companies
Alexander Richard Thomas Rose Director Nov 1984 1 Apr 2014 None
Steven Ashley Green Director Jan 1983 28 Apr 2025 16 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
16
closed down
1
still active
15

In the full report: all 16 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 8 people who have ever been directors, with their dates
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Filed accounts and finances

14 months to 31 March 2025Full accountsNot audited

Net assets

−£1.47m

−352% from £584k

Cash at bank

£19.1k

−63% from £51.1k

Employees (average)

18

−5.3% from 19

Owed within a year

£1.31m

−28% from £1.82m

Net assets are negative: on its last balance sheet the company owed £1.47m more than it owned.

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 00301490. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Waite & Son (Jewellers)’s history from the FCA register and Companies House, newest first.

Key events (8) All events (27)

2025

28 April 2025

  • Alexander Richard Thomas Rose no longer has significant control
  • Angela Rose stopped being the majority owner
  • Beards Holding Company Limited took control (75–100% of shares)

Companies House

2016

1 July 2016

  • Alexander Richard Thomas Rose gained significant control
  • Angela Rose became the majority owner (50–75% of shares)

Companies House

2015

9 October 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

1935

3 June 1935

  • Incorporated at Companies House

Companies House

In the full report: all 27 events

  • All 27 events in its history (8 shown here)
  • Every director appointment and resignation: 13
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Firms like Waite & Son (Jewellers)

Other firms of the same type (lender), nearest first.

In Cheltenham

University of GloucestershireCheltenhamAuthorisedPKL Group (UK) LimitedCheltenhamAuthorised

In the Gloucester (GL) postcode area

Agricultural & Groundscare Credit LimitedGloucesterAuthorisedBuyline LtdGloucestershireAuthorisedChartwell Business Finance LimitedGloucesterAuthorisedMiles Mann LimitedGloucesterAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Waite & Son (Jewellers)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 16 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 27 events in its history

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Frequently asked questions about this firm

Is Waite & Son (Jewellers) Limited FCA authorised?
Yes, Waite & Son (Jewellers) Limited (FRN 711939) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2015 and works as a lender. The FCA has placed no limits on its permissions.
What is Waite & Son (Jewellers)’s phone number and website?
The FCA register lists the phone number 01242 516238 and the website beards.co.uk for Waite & Son (Jewellers). If you were given different contact details, use these to check with the firm before going any further.
Is Waite & Son (Jewellers) a scam or clone?
Waite & Son (Jewellers) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Waite & Son (Jewellers)?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Waite & Son (Jewellers) handles your money, so check the specific product before you commit. You can also refer complaints about Waite & Son (Jewellers) to the Financial Ombudsman Service, free of charge.
Who owns Waite & Son (Jewellers)?
Waite & Son (Jewellers) is owned by Beards Holding Company Limited, which holds 75–100% of shares, since 28 April 2025. Before that, it was controlled by Mr Alexander Richard Thomas Rose and Mrs Angela Rose.
Who runs Waite & Son (Jewellers)?
Companies House lists 2 directors of Waite & Son (Jewellers): Alexander Richard Thomas Rose and Steven Ashley Green.
How long has Waite & Son (Jewellers) been in business?
The company was formed on 3 June 1935, and has held its current FCA authorisation since October 2015.
What do Waite & Son (Jewellers)’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of −£1.47m (−352% from £584k) and cash at bank of £19.1k (−63% from £51.1k).
Does Waite & Son (Jewellers) use any other names?
It trades as Beards and WS. It has previously used the name JR Diamonds.

Sources and links

The full report on Waite & Son (Jewellers) Limited

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