Wakefield Mortgage Centre Ltd

Reference number: 439739

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Wakefield Mortgage Centre Ltd (FRN 439739) is an AR of First Complete Limited (FRN 435779). When you use Wakefield Mortgage Centre's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Wakefield Mortgage Centre, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01977 658591

  • Address

    33 Barnsley Road, South Elmsall, Pontefract, West Yorkshire, WF9 2RN, United Kingdom

In the full report: 2 background checks

  • What kind of line 01977 658591 is
  • Who else gives the postcode WF9 2RN
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Sean Taylor & Associates Trading name: A name it trades under now.
  • Wakefield Mortgage Centre Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through First Complete Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
5 February 2008 (18 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Sean Samuel Taylor Director Nov 1963 5 Feb 2008 4 other companies
Cheryl Taylor Secretary Not published 8 Dec 2008 –

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
closed down
1
still active
3

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Total equity

£3,537

+31% from £2,692

Cash at bank

£3,377

+54% from £2,199

Employees (average)

1

Same as 1

Owed within a year

£60.3k

+7.3% from £56.2k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06494211. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Wakefield Mortgage Centre’s history from the FCA register and Companies House, newest first.

2023

30 September 2023

  • Cheryl Taylor stopped being a part-owner

Companies House

2016

6 April 2016

  • Cheryl Taylor became a part-owner (25–50% of shares)
  • Sean Samuel Taylor took control (75–100% of shares)

Companies House

2008

22 December 2008

  • Changed its registered name from "Wakefield Mortgage Centre"

FCA register

5 February 2008

  • Incorporated at Companies House

Companies House

2005

21 September 2005

  • Became an appointed representative

FCA register

In the full report: all 10 events

  • All 10 events in its history (6 shown here)
  • Every director appointment and resignation: 3
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Firms like Wakefield Mortgage Centre

Other firms of the same type (mortgage adviser or broker), nearest first.

In Pontefract

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Wakefield Mortgage Centre

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 10 events in its history

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Frequently asked questions about this firm

Is Wakefield Mortgage Centre Ltd FCA authorised?
Wakefield Mortgage Centre Ltd (FRN 439739) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Wakefield Mortgage Centre?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Wakefield Mortgage Centre Ltd (FRN 439739) is an AR of First Complete Limited (FRN 435779). When you use Wakefield Mortgage Centre's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Wakefield Mortgage Centre, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Wakefield Mortgage Centre’s phone number?
The FCA register lists the phone number 01977 658591 for Wakefield Mortgage Centre. If you were given different contact details, use these to check with the firm before going any further.
Is Wakefield Mortgage Centre a scam or clone?
Wakefield Mortgage Centre is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Wakefield Mortgage Centre?
Protection works through First Complete Limited, the principal firm responsible for Wakefield Mortgage Centre's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Wakefield Mortgage Centre?
Companies House lists one person with significant control of Wakefield Mortgage Centre: Mr Sean Samuel Taylor (75–100% of shares). Before that, it was controlled by Cheryl Taylor.
Who runs Wakefield Mortgage Centre?
Companies House lists one director of Wakefield Mortgage Centre: Sean Samuel Taylor.
How long has Wakefield Mortgage Centre been in business?
The company was formed on 5 February 2008.
What do Wakefield Mortgage Centre’s latest accounts show?
Its latest accounts, to 31 March 2025, show total equity of £3,537 (+31% from £2,692) and cash at bank of £3,377 (+54% from £2,199).
Does Wakefield Mortgage Centre use any other names?
It trades as Sean Taylor & Associates. It has previously used the name Wakefield Mortgage Centre.

Sources and links

The full report on Wakefield Mortgage Centre Ltd

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