Wardleys Creek Ltd

Reference number: 415966

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Arthur J. Gallagher Insurance Brokers Limited Reference number: 311786 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Wardleys Creek Ltd (FRN 415966) is an AR of Arthur J. Gallagher Insurance Brokers Limited (FRN 311786). When you use Wardleys Creek's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Wardleys Creek, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When partingtons.com first appeared online, and whether it can receive email
  • What kind of line 01253 338260 is, and the other firm that gives it
  • Who else gives the postcode FY6 9DX
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Wardleys Creek Holiday Park Trading name
  • Wardleys Holiday Home Park Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Arthur J. Gallagher Insurance Brokers Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
WARDLEYS CREEK LIMITED
Company number
04736757
Company status
Active
Company type
Private limited company
Incorporated
16 April 2003 (23 years old)
Registered office
Chapel Court, 204 Fleetwood Road North, Thornton-Cleveleys, Lancashire, FY5 4BJ
Nature of business
  • Holiday centres and villages (SIC 55201)

Directors and company secretaries

Name Role Born Appointed Other companies
Andrea Margaret Challis Director May 1967 16 Apr 2003 13 other companies
Juliet Maria Kearsley Director Apr 1968 16 Apr 2003 1 other company
Robert Partington Kearsley Director Jul 1969 16 Apr 2003 5 other companies
Martin John Challis Director May 1968 9 May 2008 1 other company
Juliet Maria Kearsley Secretary Not published 16 Apr 2003 1 other company

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
13
closed down
2
are FCA-registered
2

In the full report: all 13 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register, including one no longer authorised
  • The 5 companies these 4 directors run together
  • All 6 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 September 2025Full accountsNot audited

Net assets

£224k

+10% from £203k

Cash at bank

£329

Up £132 from £197

Owed within a year

£381k

+4.8% from £363k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 04736757. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Wardleys Creek’s history from the FCA register and Companies House, newest first.

Key events (16) All events (25)

2020

15 December 2020

  • Andrea Margaret Challis stopped being a part-owner
  • Juliet Maria Kearsley stopped being a part-owner
  • Robert Partington Kearsley stopped being a part-owner
  • Tony Medcalf stopped being a part-owner
  • Trevor Ashworth Kearsley stopped being a part-owner

Companies House

2018

11 April 2018

  • Steven Whittaker stopped being a part-owner
  • Tony Medcalf became a part-owner (25–50% of shares)

Companies House

2016

6 April 2016

  • Andrea Margaret Challis became a part-owner (25–50% of shares)
  • Christine Margaret Kearsley gave up control
  • Christine Margaret Kearsley took control (75–100% of shares)
  • Juliet Maria Kearsley became a part-owner (25–50% of shares)
  • Robert Partington Kearsley became a part-owner (25–50% of shares)
  • Steven Whittaker became a part-owner (25–50% of shares)
  • Trevor Ashworth Kearsley became a part-owner (25–50% of shares)

Companies House

2005

14 January 2005

  • Became an appointed representative

FCA register

2003

16 April 2003

  • Incorporated at Companies House

Companies House

In the full report: all 25 events

  • All 25 events in its history (16 shown here)
  • Every director appointment and resignation: 6
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Firms connected to Wardleys Creek

Other FCA-listed firms that share a director, phone number or address with Wardleys Creek. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share a director
2
share its phone number
1

In the full report: all 2 connected firms, named

  • How each is linked: shared directors (2), the same phone number (1)
  • Who links each one: the named directors, with dates
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Firms like Wardleys Creek

Other firms of the same type (insurance broker), nearest first.

In the Blackpool (FY) postcode area

FEC Mutual LimitedLytham St. AnnesAppointed representativeHomestead Consultancy Services LimitedLytham St. AnnesAppointed representativeJames StephensonLytham St. AnnesAppointed representativeJane Eleanor BerryBlackpoolAppointed representativeKatherine BrooksBlackpoolAppointed representativeKBD Associates LimitedBlackpoolAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Wardleys Creek

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 13 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 25 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Wardleys Creek Ltd FCA authorised?
Wardleys Creek Ltd (FRN 415966) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Wardleys Creek?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Wardleys Creek Ltd (FRN 415966) is an AR of Arthur J. Gallagher Insurance Brokers Limited (FRN 311786). When you use Wardleys Creek's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Wardleys Creek, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Wardleys Creek’s phone number and website?
The FCA register lists the phone number 01253 338260 and the website partingtons.com for Wardleys Creek. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Wardleys Creek a scam or clone?
Wardleys Creek is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Wardleys Creek?
Protection works through Arthur J. Gallagher Insurance Brokers Limited, the principal firm responsible for Wardleys Creek's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Wardleys Creek?
Companies House lists no one with significant control of Wardleys Creek now. Before that, it was controlled by Mrs Christine Margaret Kearsley, Mr Tony Medcalf and Mrs Andrea Margaret Challis.
Who runs Wardleys Creek?
Companies House lists 4 directors of Wardleys Creek: Andrea Margaret Challis, Juliet Maria Kearsley, Robert Partington Kearsley and Martin John Challis.
How long has Wardleys Creek been in business?
The company was formed on 16 April 2003.
What do Wardleys Creek’s latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of £224k (+10% from £203k) and cash at bank of £329 (up £132 from £197).
Does Wardleys Creek use any other names?
It trades as Wardleys Creek Holiday Park. It has previously used the name Wardleys Holiday Home Park.

Sources and links

The full report on Wardleys Creek Ltd

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