Watermark Wealth Management Limited

Reference number: 828533

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When wwm.ltd first appeared online, and whether it can receive email
  • What kind of line 01278 794499 is
  • Who else gives the postcode TA8 2AS
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FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages · Arrange equity release FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (11 permissions)
  • Advising on a home reversion plan
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) a home reversion plan
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Debt-counselling
  • Making arrangements with a view to a home reversion plan
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
08210691
Company status
Active
Company type
Private limited company
Incorporated
11 September 2012 (14 years old)
Registered office
Manor House, Manor Road, Burnham-On-Sea, TA8 2AS, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Mark Andrew Woods Director Sep 1966 11 Sep 2012 6 other companies
James Edward Cannard Director Dec 1989 14 Oct 2025 None
Michelle Christine Woods Secretary Not published 11 Sep 2012 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
6
closed down
2
is FCA-registered
1

In the full report: all 6 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Abridged accountsNot audited

Total equity

£563k

No earlier figure to compare

Cash at bank

£546k

+48% from £368k

Employees (average)

14

No earlier figure to compare

Owed within a year

£106k

+23% from £86.7k

No turnover or profit for the year to 31 December 2025: the accounts print them but do not tag them. The last tagged figures are £898k turnover and £83.6k profit, for the year to 31 December 2019.

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 08210691. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Watermark Wealth Management’s history from the FCA register and Companies House, newest first.

Key events (5) All events (12)

2019

2 September 2019

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2018

1 January 2018

  • Michelle Christine Woods became a part-owner (25–50% of shares)

Companies House

2016

1 May 2016

  • Mark Andrew Woods became a part-owner (25–50% of shares)

Companies House

2012

11 September 2012

  • Incorporated at Companies House

Companies House

In the full report: all 12 events

  • All 12 events in its history (5 shown here)
  • Every director appointment and resignation: 4
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Firms connected to Watermark Wealth Management

Other FCA-listed firms that share a director, phone number or address with Watermark Wealth Management. A link shows who the firm is tied to, not whether either can be trusted.

past link
1

In the full report: all 0 connected firms, named

  • 1 past link through former directors
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Firms like Watermark Wealth Management

Other firms of the same type (financial adviser), nearest first.

In Burnham-On-Sea

Positive Wealth Creation LtdBurnham-on-SeaAuthorisedStephen Elvin Independent Financial Advice LtdBurnham-on-SeaAppointed representative

In the Taunton (TA) postcode area

121-Advice LtdTauntonAuthorisedA M Ruthven & Associates LimitedTauntonAuthorisedAlbert Goodman Financial Planning LimitedTauntonAuthorisedAndrew O'ConnorBridgwaterAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Watermark Wealth Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 6 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 7 years of accounts, charted
  • All 12 events in its history

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Frequently asked questions about this firm

Is Watermark Wealth Management Limited FCA authorised?
Yes, Watermark Wealth Management Limited (FRN 828533) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since September 2019 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is Watermark Wealth Management’s phone number and website?
The FCA register lists the phone number 01278 794499 and the website wwm.ltd for Watermark Wealth Management. If you were given different contact details, use these to check with the firm before going any further.
Is Watermark Wealth Management a scam or clone?
Watermark Wealth Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Watermark Wealth Management?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Watermark Wealth Management to the Financial Ombudsman Service, free of charge.
Who owns Watermark Wealth Management?
Companies House lists 2 people with significant control of Watermark Wealth Management: Mrs Michelle Christine Woods (25–50% of shares) and Mr Mark Andrew Woods (25–50% of shares).
Who runs Watermark Wealth Management?
Companies House lists 2 directors of Watermark Wealth Management: Mark Andrew Woods and James Edward Cannard.
How long has Watermark Wealth Management been in business?
The company was formed on 11 September 2012, and has held its current FCA authorisation since September 2019.
What do Watermark Wealth Management’s latest accounts show?
Its latest accounts, to 31 December 2025, show total equity of £563k (no earlier figure to compare) and cash at bank of £546k (+48% from £368k).

Sources and links

The full report on Watermark Wealth Management Limited

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