WDFS Limited

Reference number: 147518

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    020 7486 9893

  • Address

    29 Welbeck Street, London, W1G 8DA, United Kingdom

In the full report: 2 background checks

  • What kind of line 020 7486 9893 is
  • Who else gives the postcode W1G 8DA
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Ward Divecha Financial Services Limited Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Arranging (bringing about) deals in investments
  • Making arrangements with a view to transactions in investments

Limits on what they may do

  • Restriction on activities
    1. WDFS will cease to approve any Financial Promotions for third parties under Section 21 of the Financial services and Markets Act 2000, 2. WDFS must not approve the content of any financial promotion for communication by an unauthorised person without the prior written consent of the Authority.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
25 June 1990 (36 years old)
Registered office
29 Welbeck Street, London, W1G 8DA, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Adil Rustom Divecha Director Jun 1951 Not published 8 other companies
Joseph Christian Secretary Not published 22 Apr 2002 –

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
8
closed down
3
went insolvent
1

In the full report: all 8 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • The one that went into liquidation or administration
  • All 9 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

£149k

+4% from £143k

Cash at bank

£20.9k

+35% from £15.4k

Employees (average)

2

+100% from 1

Owed within a year

£511k

+23% from £414k

Net assets

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 02515013. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Wdfs’s history from the FCA register and Companies House, newest first.

2020

16 March 2020

  • FCA imposed a requirement (Restriction on activities)

FCA register

2017

25 June 2017

  • Adil Rustom Divecha took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2005

5 July 2005

  • Changed its registered name from "Ward Divecha Financial Services Limited"

FCA register

2001

1 December 2001

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

1995

27 February 1995

  • Regulated by the Personal Investment Authority from this date

FCA register

1990

25 June 1990

  • Incorporated at Companies House

Companies House

In the full report: all 28 events

  • All 28 events in its history (8 shown here)
  • Every director appointment and resignation: 16
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Firms like Wdfs

Other firms of the same type (pension transfer adviser), nearest first.

In London

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Wdfs

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 8 other companies its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 28 events in its history

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Frequently asked questions about this firm

Is WDFS Limited FCA authorised?
Yes, WDFS Limited (FRN 147518) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2001 and works as a pension transfer adviser. The FCA has placed a limit on what it may do.
What is Wdfs’ phone number?
The FCA register lists the phone number 020 7486 9893 for Wdfs. If you were given different contact details, use these to check with the firm before going any further.
Is Wdfs a scam or clone?
Wdfs is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Wdfs?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Wdfs to the Financial Ombudsman Service, free of charge.
Who owns Wdfs?
Companies House lists one person with significant control of Wdfs: Mr Adil Rustom Divecha (75–100% of shares).
Who runs Wdfs?
Companies House lists one director of Wdfs: Adil Rustom Divecha.
How long has Wdfs been in business?
The company was formed on 25 June 1990, and has held its current FCA authorisation since December 2001.
What do Wdfs’ latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £149k (+4% from £143k) and cash at bank of £20.9k (+35% from £15.4k).
Does Wdfs use any other names?
It has previously used the name Ward Divecha Financial Services Limited.

Sources and links

The full report on WDFS Limited

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