We Power Your Car Ltd: FCA regulated?

Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Appointed for 5 years
Protected through the principal
No FCA actions
Active company since 2019
Accounts filed up to 31 March 2026

Responsible principal firm

SHERMIN FINANCE LIMITED Reference number: 727594 Authorised View firm →

What does this mean?

An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
We Power Your Car Ltd (FRN 957933) introduces customers to SHERMIN FINANCE LIMITED (FRN 727594). Any regulated advice or arranging is done by the principal, not We Power Your Car.
Example: if We Power Your Car refers you to a financial adviser, the advice should come from the principal firm, not from We Power Your Car itself.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

wepoweryourcar.com (opens in a new tab)
Phone number

0333 344 9699
Address

Airedale House, Dowley Gap Lane, Bingley, Yorkshire, BD16 1WA, United Kingdom

In the full report: 3 background checks

When wepoweryourcar.com first appeared online, and whether it can receive email
What kind of line 0333 344 9699 is
Who else gives the postcode BD16 1WA

Other names (1)

If you were contacted under any of these names, it is this firm.

wepoweryourcar.com Trading name: A name it trades under now.

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Shermin Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 12273463 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 21 October 2019 (7 years old)
Registered office: Airedale House, Wagon Lane, Bingley, West Yorkshire, BD16 1WA, England
Nature of business: Retail sale via mail order houses or via Internet (SIC 47910)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Kai Arter	Director	Jun 1970	30 Jan 2020	None
Philip Bailey	Director	Feb 1955	14 Dec 2022	11 other companies
Thomas Ian Coates	Director	May 1993	2 Jun 2023	1 other company
Phillip Anthony Nardone	Director	Apr 1984	18 Mar 2026	None
Matthew Richard James Dale	Director	Jun 1968	18 Mar 2026	1 other company

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 13
closed down: 8
still active: 5

In the full report: all 13 companies, named

What each company does, and whether it is still trading
Which of these 5 directors sit on each board, and since when
Any that went into liquidation or administration
All 8 people who have ever been directors, with their dates

Filed accounts and finances

10 months to 31 March 2026Full accountsNot audited

Net assets

£2.27m

Up £2.61m from −£346k

Cash at bank

£1.06m

+817% from £116k

Owed within a year

£1.66m

+40% from £1.18m

Assets and liabilities

In the full report: all 7 years of accounts

Every year from 2020 to 2026
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 12273463. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

We Power Your Car’s history from the FCA register and Companies House, newest first.

Key events (5) All events (19)

2021

3 September 2021

Became an introducer appointed representative

FCA register

2020

10 September 2020

Nicholas Mark McNally gave up control
We Power Holdings Ltd took control (75–100% of shares)

Companies House

2019

21 October 2019

Incorporated at Companies House
Nicholas Mark McNally took control (75–100% of shares)

Companies House

In the full report: all 19 events

All 19 events in its history (5 shown here)
Every director appointment and resignation: 11

Firms connected to We Power Your Car

Other FCA-listed firms that share a director, phone number or address with We Power Your Car. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 2
share its postcode: 2

In the full report: all 2 connected firms, named

How each is linked: the same postcode (2)
Who links each one: the named directors, with dates

Firms like We Power Your Car

Other firms of the same type (retailer), nearest first.

In the Bradford (BD) postcode area

Sonno Group LimitedBradfordAppointed representative Aire Valley Gas LimitedBradfordAppointed representative Desire Beds & Upholstery LtdBradfordAppointed representative Family Connect LtdSkiptonAppointed representative Mec Communication LtdKeighleyAppointed representative Nangla Furniture LtdBradfordAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on We Power Your Car

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

13 other companies its directors have run, named
3 background checks on its contact details
7 years of accounts, charted
All 19 events in its history
2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is We Power Your Car Ltd FCA authorised?

We Power Your Car Ltd (FRN 957933) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does introducer appointed representative mean for We Power Your Car?

An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. We Power Your Car Ltd (FRN 957933) introduces customers to SHERMIN FINANCE LIMITED (FRN 727594). Any regulated advice or arranging is done by the principal, not We Power Your Car. Example: if We Power Your Car refers you to a financial adviser, the advice should come from the principal firm, not from We Power Your Car itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is We Power Your Car’s phone number and website?

The FCA register lists the phone number 0333 344 9699 and the website wepoweryourcar.com for We Power Your Car. If you were given different contact details, use these to check with the firm before going any further.

Is We Power Your Car a scam or clone?

We Power Your Car is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with We Power Your Car?

Protection works through Shermin Finance Limited, the principal firm responsible for We Power Your Car's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns We Power Your Car?

We Power Your Car is owned by We Power Holdings Ltd, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 10 September 2020. Before that, it was controlled by Mr Nicholas Mark McNally.

Who runs We Power Your Car?

Companies House lists 5 directors of We Power Your Car: Kai Arter, Philip Bailey, Thomas Ian Coates, Phillip Anthony Nardone and Matthew Richard James Dale.

How long has We Power Your Car been in business?

The company was formed on 21 October 2019.

What do We Power Your Car’s latest accounts show?

Its latest accounts, to 31 March 2026, show net assets of £2.27m (up £2.61m from −£346k) and cash at bank of £1.06m (+817% from £116k).

Does We Power Your Car use any other names?

It trades as wepoweryourcar.com.