Wessex Insurance Brokers Ltd

Reference number: 980124

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Wessex Insurance Brokers Ltd (FRN 980124) is an AR of F. R. Ball (Insurance) Limited (FRN 305642). When you use Wessex Insurance Brokers's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Wessex Insurance Brokers, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01256 770440

  • Address

    21 High Street, Overton, Basingstoke, Hampshire, RG25 3HB, United Kingdom

In the full report: 2 background checks

  • What kind of line 01256 770440 is
  • Who else gives the postcode RG25 3HB
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Other names (5)

If you were contacted under any of these names, it is this firm.

  • Archcover Trading name: A name it trades under now.
  • Export & General Trading name: A name it trades under now.
  • Guildcover Trading name: A name it trades under now.
  • Wessex Brokers Trading name: A name it trades under now.
  • Wessex Shed Cover Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through F. R. Ball (Insurance) Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
3 August 2022 (4 years old)
Registered office
56 Frogmore Street, Abergavenny, Monmouthshire, NP7 5AR, United Kingdom
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Paul Wadsworth Director Jul 1971 3 Aug 2022 None
John Mitchell Director Nov 1967 15 Jan 2025 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
  • All 3 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Full accountsNot audited

Total equity

−£92.5k

Up £19.2k from −£112k

Cash at bank

£123k

−11% from £138k

Owed within a year

£501k

+25% from £401k

Total equity is negative: on its last balance sheet the company owed £92.5k more than it owned.

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 14274461. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Wessex Insurance Brokers’s history from the FCA register and Companies House, newest first.

2022

3 August 2022

  • Incorporated at Companies House
  • F. R. Ball (Insurance) Limited took control (75–100% of shares)

Companies House

1 August 2022

  • Became an appointed representative

FCA register

In the full report: all 12 events

  • All 12 events in its history (3 shown here)
  • Every director appointment and resignation: 4
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Firms like Wessex Insurance Brokers

Other firms of the same type (insurance broker), nearest first.

In Basingstoke

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Wessex Insurance Brokers

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 12 events in its history

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Frequently asked questions about this firm

Is Wessex Insurance Brokers Ltd FCA authorised?
Wessex Insurance Brokers Ltd (FRN 980124) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Wessex Insurance Brokers?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Wessex Insurance Brokers Ltd (FRN 980124) is an AR of F. R. Ball (Insurance) Limited (FRN 305642). When you use Wessex Insurance Brokers's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Wessex Insurance Brokers, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Wessex Insurance Brokers’ phone number?
The FCA register lists the phone number 01256 770440 for Wessex Insurance Brokers. If you were given different contact details, use these to check with the firm before going any further.
Is Wessex Insurance Brokers a scam or clone?
Wessex Insurance Brokers is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Wessex Insurance Brokers?
Protection works through F. R. Ball (Insurance) Limited, the principal firm responsible for Wessex Insurance Brokers's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Wessex Insurance Brokers?
Wessex Insurance Brokers is owned by F. R. Ball (Insurance) Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 3 August 2022.
Who runs Wessex Insurance Brokers?
Companies House lists 2 directors of Wessex Insurance Brokers: Paul Wadsworth and John Mitchell.
How long has Wessex Insurance Brokers been in business?
The company was formed on 3 August 2022.
What do Wessex Insurance Brokers’ latest accounts show?
Its latest accounts, to 31 December 2025, show total equity of −£92.5k (up £19.2k from −£112k) and cash at bank of £123k (−11% from £138k).
Does Wessex Insurance Brokers use any other names?
It trades as Archcover, Export & General, Guildcover, Wessex Brokers and Wessex Shed Cover.

Sources and links

The full report on Wessex Insurance Brokers Ltd

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