West Berkshire Funeral Directors Limited

Reference number: 813650

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Golden Charter Limited Reference number: 965279 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • WEST BERKSHIRE FUNERAL DIRECTORS LIMITED (FRN 813650) is an AR of Golden Charter Limited (FRN 965279). When you use WEST BERKSHIRE FUNERAL DIRECTORS's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from WEST BERKSHIRE FUNERAL DIRECTORS, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When wbfd.co.uk first appeared online, and whether it can receive email
  • What kind of line 01635 43355 is
  • Who else gives the postcode RG14 1LA
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Golden Charter Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
07070048
Company status
Active
Company type
Private limited company
Incorporated
9 November 2009 (16 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Funeral and related activities (SIC 96030)

Directors and company secretaries

Name Role Born Appointed Other companies
Peter Andrew Cox Director Nov 1960 9 Nov 2009 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • Both people who have been directors, with their dates
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Filed accounts and finances

Year to 30 November 2025Full accountsNot audited

Turnover

£827k

Not compared: the previous accounts cover a different length of time

Profit before tax

£23.0k

Not compared: the previous accounts cover a different length of time

Net assets

£81.1k

+38% from £58.9k

Cash at bank

£58.8k

+32% from £44.7k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 07070048. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

West Berkshire Funeral Directors’s history from the FCA register and Companies House, newest first.

Key events (3) All events (6)

2018

11 July 2018

  • Became an appointed representative

FCA register

2016

6 April 2016

  • Peter Cox took control (75–100% of shares)

Companies House

2009

9 November 2009

  • Incorporated at Companies House

Companies House

In the full report: all 6 events

  • All 6 events in its history (3 shown here)
  • Every director appointment and resignation: 3
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Firms connected to West Berkshire Funeral Directors

Other FCA-listed firms that share a director, phone number or address with West Berkshire Funeral Directors. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like West Berkshire Funeral Directors

Other firms of the same type (funeral director), nearest first.

In Newbury

R.c.smallbone (Newbury)limitedNewburyAppointed representative

In the Reading (RG) postcode area

A.b.walker & Son LimitedReadingAppointed representativeAsh Brook the Funeral Directors LtdReadingAppointed representativeDebbie CollinsTadleyAppointed representativeH J Newman LimitedWokinghamAppointed representativeJonathan Williams Independent Funeral Directors LtdBasingstokeAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on West Berkshire Funeral Directors

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 7 years of accounts, charted
  • All 6 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is West Berkshire Funeral Directors Limited FCA authorised?
West Berkshire Funeral Directors Limited (FRN 813650) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for West Berkshire Funeral Directors?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. West Berkshire Funeral Directors Limited (FRN 813650) is an AR of Golden Charter Limited (FRN 965279). When you use West Berkshire Funeral Directors's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from West Berkshire Funeral Directors, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is West Berkshire Funeral Directors’ phone number and website?
The FCA register lists the phone number 01635 43355 and the website wbfd.co.uk for West Berkshire Funeral Directors. If you were given different contact details, use these to check with the firm before going any further.
Is West Berkshire Funeral Directors a scam or clone?
West Berkshire Funeral Directors is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with West Berkshire Funeral Directors?
Protection works through Golden Charter Limited, the principal firm responsible for West Berkshire Funeral Directors's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns West Berkshire Funeral Directors?
Companies House lists one person with significant control of West Berkshire Funeral Directors: Mr Peter Cox (75–100% of shares).
Who runs West Berkshire Funeral Directors?
Companies House lists one director of West Berkshire Funeral Directors: Peter Andrew Cox.
How long has West Berkshire Funeral Directors been in business?
The company was formed on 9 November 2009.
What do West Berkshire Funeral Directors’ latest accounts show?
Its latest accounts, to 30 November 2025, show turnover of £827k (not compared: the previous accounts cover a different length of time) and profit before tax of £23.0k (not compared: the previous accounts cover a different length of time).

Sources and links

The full report on West Berkshire Funeral Directors Limited

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