West Cheshire and North Wales Chamber of Commerce
Reference number: 419882
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Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for 21 years
- Protected through the principal
- No FCA actions
- Active company since 1921
- Accounts filed up to 31 December 2025
Responsible principal firm
WESTFIELD CONTRIBUTORY HEALTH SCHEME LIMITED Reference number: 202609 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- West Cheshire and North Wales Chamber of Commerce (FRN 419882) introduces customers to WESTFIELD CONTRIBUTORY HEALTH SCHEME LIMITED (FRN 202609). Any regulated advice or arranging is done by the principal, not West Cheshire and North Wales Chamber of Commerce.
- Example: if West Cheshire and North Wales Chamber of Commerce refers you to a financial adviser, the advice should come from the principal firm, not from West Cheshire and North Wales Chamber of Commerce itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Churchill House, Queen’s Park Campus, Queen’s Park Road, Chester, Cheshire, CH4 7AD, United Kingdom
In the full report: 3 background checks
- When wcnwchamber.org.uk first appeared online, and whether it can receive email
- What kind of line 01244 669988 is
- Who else gives the postcode CH4 7AD
Other names (2)
If you were contacted under any of these names, it is this firm.
- Chester, Ellesmere Port & North Wales Ltd Former name: A name it was registered under before.
- West Cheshire and North Wales Chamber Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Westfield Contributory Health Scheme Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company name
- WEST CHESHIRE & NORTH WALES CHAMBER OF COMMERCE
- Company number
- 00173634 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private company limited by guarantee
- Incorporated
- 11 March 1921 (105 years old)
- Registered office
- Churchill House Queens Park Campus, Queens Park Road, Chester, Cheshire, CH4 7AD, England
- Nature of business
-
- Activities of business and employers membership organisations (SIC 94110)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Helen Patricia Nellist | Director | May 1970 | 26 May 2016 | 1 other company |
| Edwina Claire Davies | Director | Jul 1977 | 20 Jun 2017 | None |
| Davinder Singh Lotay | Director | Sep 1967 | 28 Feb 2018 | None |
| Sarah Elizabeth Bailey | Director | Jan 1984 | 27 Jun 2019 | None |
| Alison Rebecca Stark | Director | Nov 1967 | 27 Jun 2019 | 1 other company |
| John Mark Farrell | Director | Nov 1980 | 15 Dec 2021 | 3 other companies |
| Robin Edwin Tudor | Director | Sep 1964 | 27 Jun 2023 | 3 other companies |
| Lisa Margaret Carew | Director | Jul 1973 | 22 Jun 2024 | None |
Other companies run by these 8 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 8
- closed down
- 1
- is FCA-registered
- 1
In the full report: all 8 companies, named
- What each company does, and whether it is still trading
- Which of these 8 directors sit on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register
- All 77 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£397k
+1.5% from £392k
Cash at bank
£461k
+19% from £386k
Owed within a year
£227k
+7.8% from £210k
Assets and liabilities
In the full report: all 5 years of accounts
- Every year from 2021 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 00173634. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
This firm’s history from the FCA register and Companies House, newest first.
2024
1 December 2024
- Debbie Patricia Bryce no longer has significant control
- Sarah Elizabeth Bailey gained significant control
Companies House
2021
13 March 2021
- Changed its registered name from "West Cheshire and North Wales Chamber"
FCA register
2018
11 October 2018
- Colin Peter Brew no longer has significant control
- Debbie Patricia Bryce gained significant control
Companies House
2017
18 May 2017
- Colin Peter Brew gained significant control
Companies House
2015
12 May 2015
- Changed its registered name from "Chester, Ellesmere Port & North Wales Ltd"
FCA register
2005
14 January 2005
- Became an introducer appointed representative
FCA register
1921
11 March 1921
- Incorporated at Companies House
Companies House
In the full report: all 152 events
- All 152 events in its history (9 shown here)
- Every director appointment and resignation: 143
Connected firms
Other FCA-listed firms that share a director, phone number or address with this firm. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share a director
- 1
In the full report: the connected firm, named
- How it is linked: shared directors (1)
- Who links it to this firm: the named directors, with dates
Similar firms
Other firms of the same type (insurance broker), nearest first.
In Chester
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on this firm
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 8 other companies its directors have run, named
- 3 background checks on its contact details
- 5 years of accounts, charted
- All 152 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
Is West Cheshire and North Wales Chamber of Commerce FCA authorised?
What does introducer appointed representative mean for West Cheshire and North Wales Chamber of Commerce?
What is West Cheshire and North Wales Chamber of Commerce’s phone number and website?
Is West Cheshire and North Wales Chamber of Commerce a scam or clone?
Is my money safe with West Cheshire and North Wales Chamber of Commerce?
Who owns West Cheshire and North Wales Chamber of Commerce?
Who runs West Cheshire and North Wales Chamber of Commerce?
How long has West Cheshire and North Wales Chamber of Commerce been in business?
What do West Cheshire and North Wales Chamber of Commerce’s latest accounts show?
Does West Cheshire and North Wales Chamber of Commerce use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk