West House School

Reference number: 1020497

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • West House School (FRN 1020497) is an AR of Premium Credit Limited (FRN 702718). When you use West House School's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from West House School, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    0121 440 4097

  • Address

    West House School, 24 St. James Road, Edgbaston, Birmingham, Birmingham, B15 2NX, United Kingdom

In the full report: 2 background checks

  • What kind of line 0121 440 4097 is
  • Who else gives the postcode B15 2NX
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Premium Credit Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private company limited by guarantee
Incorporated
13 August 1959 (67 years old)
Registered office
24 St James Road, Edgbaston, Birmingham, B15 2NX
Nature of business
  • Pre-primary education (SIC 85100)
  • Primary education (SIC 85200)

Directors and company secretaries

Name Role Born Appointed Other companies
James Robert Gittins Director Jun 1967 9 May 2012 1 other company
Iain Philip Paul Crawford Director Mar 1967 3 May 2018 2 other companies
Amandeep Kaur Hayer Director Sep 1980 7 Jan 2020 1 other company
Charlotte Roisin Ashley Director Dec 1972 23 Jun 2020 None
Emily Bagg Director Nov 1982 21 May 2024 None
Amit Rajp (Dr) Director Jun 1977 21 May 2024 None
Susannah Louise Keane Director Oct 1968 19 Nov 2024 3 other companies
Martin Monks Director Jun 1965 19 Nov 2024 None
Martino Giaquinto (Dr) Director Aug 1972 25 Mar 2025 None
Joanna Lynn Robinson Secretary Not published 1 Sep 2022 –

Other companies run by these 9 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
7
closed down
2
still active
5

In the full report: all 7 companies, named

  • What each company does, and whether it is still trading
  • Which of these 9 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 33 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 August 2019Full accountsAudited

Net assets

£3.45m

No earlier figure to compare

Cash at bank

£3.19m

No earlier figure to compare

Owed within a year

£525k

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 00634981. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

West House School’s history from the FCA register and Companies House, newest first.

2024

16 October 2024

  • Became an appointed representative

FCA register

1959

13 August 1959

  • Incorporated at Companies House

Companies House

In the full report: all 50 events

  • All 50 events in its history (2 shown here)
  • Every director appointment and resignation: 48
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Firms like West House School

Other firms of the same type (credit broker), nearest first.

In Birmingham

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on West House School

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 7 other companies its directors have run, named
  • 2 background checks on its contact details
  • All 50 events in its history

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Frequently asked questions about this firm

Is West House School FCA authorised?
West House School (FRN 1020497) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for West House School?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. West House School (FRN 1020497) is an AR of Premium Credit Limited (FRN 702718). When you use West House School's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from West House School, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is West House School’s phone number?
The FCA register lists the phone number 0121 440 4097 for West House School. If you were given different contact details, use these to check with the firm before going any further.
Is West House School a scam or clone?
West House School is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with West House School?
Protection works through Premium Credit Limited, the principal firm responsible for West House School's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who runs West House School?
Companies House lists 9 directors of West House School: James Robert Gittins, Iain Philip Paul Crawford, Amandeep Kaur Hayer, Charlotte Roisin Ashley, Emily Bagg, Amit Rajp (Dr) and 3 more.
How long has West House School been in business?
The company was formed on 13 August 1959.
What do West House School’s latest accounts show?
Its latest accounts, to 31 August 2019, show net assets of £3.45m (no earlier figure to compare) and cash at bank of £3.19m (no earlier figure to compare).

Sources and links

The full report on West House School

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