West Mercia Police

Reference number: 1005172

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Introducer appointed representative

West Mercia Police can only introduce you to their principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

SME HCI Limited Reference number: 626422 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • West Mercia Police (FRN 1005172) introduces customers to SME HCI Limited (FRN 626422). Any regulated advice or arranging is done by the principal, not West Mercia Police.
  • Example: if West Mercia Police refers you to a financial adviser, the advice should come from the principal firm, not from West Mercia Police itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01905 694735

  • Address

    Hindlip Hall, Hindlip, Worcester, Worcestershire, WR3 8SP, United Kingdom

In the full report: 2 background checks

  • What kind of line 01905 694735 is
  • Who else gives the postcode WR3 8SP
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through SME HCI Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Get the full report on West Mercia Police

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details

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Frequently asked questions about this firm

Is West Mercia Police FCA authorised?
West Mercia Police (FRN 1005172) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for West Mercia Police?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. West Mercia Police (FRN 1005172) introduces customers to SME HCI Limited (FRN 626422). Any regulated advice or arranging is done by the principal, not West Mercia Police. Example: if West Mercia Police refers you to a financial adviser, the advice should come from the principal firm, not from West Mercia Police itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is West Mercia Police’s phone number?
The FCA register lists the phone number 01905 694735 for West Mercia Police. If you were given different contact details, use these to check with the firm before going any further.
Is West Mercia Police a scam or clone?
West Mercia Police is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with West Mercia Police?
Protection works through SME HCI Limited, the principal firm responsible for West Mercia Police's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Sources and links

The full report on West Mercia Police

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