Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
Responsible principal firm
SME HCI Limited Reference number: 626422 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- West Midlands Police Crime Commissioner (FRN 1000326) introduces customers to SME HCI Limited (FRN 626422). Any regulated advice or arranging is done by the principal, not West Midlands Police Crime Commissioner.
- Example: if West Midlands Police Crime Commissioner refers you to a financial adviser, the advice should come from the principal firm, not from West Midlands Police Crime Commissioner itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
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Address
Lloyd House, Colmore Circus, Birmingham, B4 6NQ, United Kingdom
In the full report: 2 background checks
- What kind of line 0121 626 5100 is
- Who else gives the postcode B4 6NQ
FCA permissions and consumer protection
- Protection through the principal firmProtection works through SME HCI Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Get the full report on West Midlands Police Crime Commissioner
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- 2 background checks on its contact details
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Frequently asked questions about this firm
Is West Midlands Police Crime Commissioner FCA authorised?
What does introducer appointed representative mean for West Midlands Police Crime Commissioner?
What is West Midlands Police Crime Commissioner’s phone number?
Is West Midlands Police Crime Commissioner a scam or clone?
Is my money safe with West Midlands Police Crime Commissioner?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk