Westward Mortgages Ltd

Reference number: 1055396

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

HL Partnership Limited Reference number: 303397 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Westward Mortgages Ltd (FRN 1055396) is an AR of HL Partnership Limited (FRN 303397). When you use Westward Mortgages's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Westward Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07842 573882

  • Address

    114 Westward Deals, Kedington, Haverhill, Suffolk, CB9 7PW, United Kingdom

In the full report: 2 background checks

  • What kind of line 07842 573882 is
  • Who else gives the postcode CB9 7PW
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through HL Partnership Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
17137963
Company status
Active
Company type
Private limited company
Incorporated
6 April 2026 (less than a year old)
Registered office
114 Westward Deals, Kedington, Haverhill, CB9 7PW, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Rosanna Louise Goddard Director Sep 1987 6 Apr 2026 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Key dates in its history

Westward Mortgages’s history from the FCA register and Companies House, newest first.

2026

30 April 2026

  • Became an appointed representative

FCA register

6 April 2026

  • Incorporated at Companies House
  • Rosanna Louise Goddard took control (75–100% of shares)
  • Rosanna Louise Goddard appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Westward Mortgages

Other firms of the same type (mortgage adviser or broker), nearest first.

In Haverhill

Academy Mortgage ServicesHaverhillAuthorised

In the Cambridge (CB) postcode area

AIA (Cambridge) LimitedCambridgeAppointed representativeAptus Capital LtdSaffron WaldenAppointed representativeAptus Capital Mortgage Group LtdSaffron WaldenAppointed representativeAstrd One LtdCambridgeAppointed representativeBlenheim InvestmentsElyAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Westward Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 4 events in its history

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Frequently asked questions about this firm

Is Westward Mortgages Ltd FCA authorised?
Westward Mortgages Ltd (FRN 1055396) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Westward Mortgages?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Westward Mortgages Ltd (FRN 1055396) is an AR of HL Partnership Limited (FRN 303397). When you use Westward Mortgages's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Westward Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Westward Mortgages’ phone number?
The FCA register lists the phone number 07842 573882 for Westward Mortgages. If you were given different contact details, use these to check with the firm before going any further.
Is Westward Mortgages a scam or clone?
Westward Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Westward Mortgages?
Protection works through HL Partnership Limited, the principal firm responsible for Westward Mortgages's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Westward Mortgages?
Companies House lists one person with significant control of Westward Mortgages: Miss Rosanna Louise Goddard (75–100% of shares).
Who runs Westward Mortgages?
Companies House lists one director of Westward Mortgages: Rosanna Louise Goddard.
How long has Westward Mortgages been in business?
The company was formed on 6 April 2026.

Sources and links

The full report on Westward Mortgages Ltd

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