White Choice Insurance Solutions Ltd

Reference number: 923241

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • White Choice Insurance Solutions Ltd (FRN 923241) is an AR of MOMENTUM BROKER SOLUTIONS LTD (FRN 526435). When you use White Choice Insurance Solutions's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from White Choice Insurance Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    0116 238 8880

    Also given by 3 firms that are no longer authorised. Check you are dealing with the firm on this page.

  • Address

    46 Cliddesden Road, Basingstoke, Hampshire, RG21 3ER, United Kingdom

In the full report: 2 background checks

  • What kind of line 0116 238 8880 is, and the 100 other firms that give it
  • Who else gives the postcode RG21 3ER
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • White Choice Ltd Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Momentum Broker Solutions Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
6 September 2018 (8 years old)
Registered office
46 Cliddesden Road, Basingstoke, RG21 3ER, United Kingdom
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Simon Peter Haggith Director May 1971 6 Sep 2018 12 other companies
Peter White Director May 1980 6 Sep 2018 3 other companies
Simon Haggith Secretary Not published 6 Sep 2018 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
12
closed down
1
run together
3

In the full report: all 12 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 3 companies these 2 directors run together
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Filed accounts and finances

Year to 30 September 2025Micro-entity accountsNot audited

Total equity

£35.2k

+22% from £28.9k

Employees (average)

0

Same as 0

Owed within a year

£29.1k

+20% from £24.3k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11556817. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

White Choice Insurance Solutions’s history from the FCA register and Companies House, newest first.

2020

30 June 2020

  • Changed its registered name from "White Choice Ltd"

FCA register

24 March 2020

  • Became an appointed representative

FCA register

2018

6 September 2018

  • Incorporated at Companies House
  • Peter White became a part-owner (25–50% of shares)
  • Simon Peter Haggith became a part-owner (25–50% of shares)
  • Peter White appointed as a director
  • Simon Peter Haggith appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to White Choice Insurance Solutions

Other FCA-listed firms that share a director, phone number or address with White Choice Insurance Solutions. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
12
share its phone number
12

In the full report: all 12 connected firms, named

  • How each is linked: the same phone number (12)
  • Who links each one: the named directors, with dates
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Firms like White Choice Insurance Solutions

Other firms of the same type (insurance broker), nearest first.

In Basingstoke

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on White Choice Insurance Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 12 other companies its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 7 events in its history
  • 12 connected firms, named, and who links them

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Frequently asked questions about this firm

Is White Choice Insurance Solutions Ltd FCA authorised?
White Choice Insurance Solutions Ltd (FRN 923241) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for White Choice Insurance Solutions?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. White Choice Insurance Solutions Ltd (FRN 923241) is an AR of MOMENTUM BROKER SOLUTIONS LTD (FRN 526435). When you use White Choice Insurance Solutions's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from White Choice Insurance Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is White Choice Insurance Solutions’ phone number?
The FCA register lists the phone number 0116 238 8880 for White Choice Insurance Solutions. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 100 other FCA firms, 3 of which are no longer authorised.
Is White Choice Insurance Solutions a scam or clone?
White Choice Insurance Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with White Choice Insurance Solutions?
Protection works through Momentum Broker Solutions Ltd, the principal firm responsible for White Choice Insurance Solutions's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns White Choice Insurance Solutions?
Companies House lists 2 people with significant control of White Choice Insurance Solutions: Mr Simon Peter Haggith (25–50% of shares) and Mr Peter White (25–50% of shares).
Who runs White Choice Insurance Solutions?
Companies House lists 2 directors of White Choice Insurance Solutions: Simon Peter Haggith and Peter White.
How long has White Choice Insurance Solutions been in business?
The company was formed on 6 September 2018.
What do White Choice Insurance Solutions’ latest accounts show?
Its latest accounts, to 30 September 2025, show total equity of £35.2k (+22% from £28.9k).
Does White Choice Insurance Solutions use any other names?
It has previously used the name White Choice Ltd.

Sources and links

The full report on White Choice Insurance Solutions Ltd

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