White Horse Commercial Finance Limited

Reference number: 1046330

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

White Rose Finance Group Limited Reference number: 630772 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • White Horse Commercial Finance Limited (FRN 1046330) is an AR of White Rose Finance Group Limited (FRN 630772). When you use White Horse Commercial Finance's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from White Horse Commercial Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07809 458701

  • Address

    84A Newton Road, Newton, Swansea, Swansea, SA3 4SL, United Kingdom

In the full report: 2 background checks

  • What kind of line 07809 458701 is
  • Who else gives the postcode SA3 4SL
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through White Rose Finance Group Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
16720503
Company status
Active
Company type
Private limited company
Incorporated
16 September 2025 (1 year old)
Registered office
84a Newton Road, Newton, Swansea, SA3 4SL, Wales
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Samantha Maunder Director Nov 1974 16 Sep 2025 None
Daniel Grier Phillips Director Jul 1986 29 Sep 2026 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Key dates in its history

White Horse Commercial Finance’s history from the FCA register and Companies House, newest first.

Key events (3) All events (6)

2025

23 December 2025

  • Became an appointed representative

FCA register

16 September 2025

  • Incorporated at Companies House
  • Samantha Maunder took control (75–100% of shares)

Companies House

In the full report: all 6 events

  • All 6 events in its history (3 shown here)
  • Every director appointment and resignation: 2
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Firms like White Horse Commercial Finance

Other firms of the same type (mortgage adviser or broker), nearest first.

In Swansea

Blackbear Finance LimitedSwanseaAppointed representativeCariad Mortgage Solutions LtdSwanseaAppointed representativeCoast Financial Solutions LtdSwanseaAppointed representativeDawsonsSwanseaAppointed representativeDb Mortgage Advice Co LimitedSwanseaAppointed representativeDean Vaughan LimitedSwanseaAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on White Horse Commercial Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 6 events in its history

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Frequently asked questions about this firm

Is White Horse Commercial Finance Limited FCA authorised?
White Horse Commercial Finance Limited (FRN 1046330) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for White Horse Commercial Finance?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. White Horse Commercial Finance Limited (FRN 1046330) is an AR of White Rose Finance Group Limited (FRN 630772). When you use White Horse Commercial Finance's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from White Horse Commercial Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is White Horse Commercial Finance’s phone number?
The FCA register lists the phone number 07809 458701 for White Horse Commercial Finance. If you were given different contact details, use these to check with the firm before going any further.
Is White Horse Commercial Finance a scam or clone?
White Horse Commercial Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with White Horse Commercial Finance?
Protection works through White Rose Finance Group Limited, the principal firm responsible for White Horse Commercial Finance's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns White Horse Commercial Finance?
Companies House lists one person with significant control of White Horse Commercial Finance: Mrs Samantha Maunder (75–100% of shares).
Who runs White Horse Commercial Finance?
Companies House lists 2 directors of White Horse Commercial Finance: Samantha Maunder and Daniel Grier Phillips.
How long has White Horse Commercial Finance been in business?
The company was formed on 16 September 2025.

Sources and links

The full report on White Horse Commercial Finance Limited

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