Whitecap UK Branch

Reference number: 1018236

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Appointed representative

Whitecap UK Branch does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

BRW BROKERS LIMITED Reference number: 522062 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Whitecap UK Branch (FRN 1018236) is an AR of BRW BROKERS LIMITED (FRN 522062). When you use Whitecap UK Branch's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Whitecap UK Branch, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When whitecapuw.com first appeared online, and whether it can receive email
  • What kind of line 07935 048132 is
  • Whether EC3N 2EX is a shared office: 21 other firms give it
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Whitecap Underwriting Europe s.r.o UK Branch Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Brw Brokers Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Whitecap UK Branch’s history from the FCA register and Companies House, newest first.

2026

20 October 2026

  • Began trading as "Whitecap Underwriting Europe s.r.o UK Branch"

FCA register

2024

15 October 2024

  • Became an appointed representative

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Whitecap UK Branch

Other firms of the same type (insurance broker), nearest first.

In London

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Whitecap UK Branch

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details, 1 flagged
  • All 2 events in its history

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Frequently asked questions about this firm

Is Whitecap UK Branch FCA authorised?
Whitecap UK Branch (FRN 1018236) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Whitecap UK Branch?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Whitecap UK Branch (FRN 1018236) is an AR of BRW BROKERS LIMITED (FRN 522062). When you use Whitecap UK Branch's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Whitecap UK Branch, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Whitecap UK Branch’s phone number and website?
The FCA register lists the phone number 07935 048132 and the website whitecapuw.com for Whitecap UK Branch. If you were given different contact details, use these to check with the firm before going any further.
Is Whitecap UK Branch a scam or clone?
Whitecap UK Branch is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Whitecap UK Branch?
Protection works through Brw Brokers Limited, the principal firm responsible for Whitecap UK Branch's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Whitecap UK Branch use any other names?
It trades as Whitecap Underwriting Europe s.r.o UK Branch.

Sources and links

The full report on Whitecap UK Branch

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