Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
Responsible principal firm
Cornerstone Finance Group Ltd Reference number: 767202 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Whitecliffe Finance Ltd (FRN 1051011) is an AR of Cornerstone Finance Group Ltd (FRN 767202). When you use Whitecliffe Finance's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Whitecliffe Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
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Address
87 Andrew Street, Mossley, Ashton-Under-Lyne, Tameside, OL5 0DL, United Kingdom
In the full report: 2 background checks
- What kind of line 07967 223942 is
- Who else gives the postcode OL5 0DL
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Cornerstone Finance Group Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 16870164 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 24 November 2025 (less than a year old)
- Registered office
- 87 Andrew Street, Mossley, Ashton-Under-Lyne, OL5 0DL, England
- Nature of business
-
- Activities of mortgage finance companies (SIC 64922)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Claire Louise Clegg | Director | Sep 1984 | 24 Nov 2025 | 1 other company |
| Benjamin Adam Shulkind | Director | Nov 1984 | 24 Nov 2025 | 3 other companies |
| Suzanne Lisa Shulkind | Director | Jul 1984 | 24 Nov 2025 | 1 other company |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 4
- closed down
- 1
- run together
- 1
In the full report: all 4 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 1 company these 3 directors run together
Key dates in its history
Whitecliffe Finance’s history from the FCA register and Companies House, newest first.
2026
27 February 2026
- Became an appointed representative
FCA register
2025
24 November 2025
- Incorporated at Companies House
Companies House
In the full report: all 5 events
- All 5 events in its history (2 shown here)
- Every director appointment and resignation: 3
Firms like Whitecliffe Finance
Other firms of the same type (mortgage adviser or broker), nearest first.
In Ashton-Under-Lyne
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Whitecliffe Finance
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 4 other companies its directors have run, named
- 2 background checks on its contact details
- All 5 events in its history
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk