Whitlow Financial Planning Limited

Reference number: 477126

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Whitlow Financial Planning Limited (FRN 477126) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Whitlow Financial Planning's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Whitlow Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When stanfieldfp.co.uk first appeared online, and whether it can receive email
  • What kind of line 01202 237742 is
  • Who else gives the postcode DT11 9FF
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Stanfield Financial Planning Trading name
  • Stanfield Financial Planning Limited Former name
  • Whitlow Financial Planning Ltd Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
05047179
Company status
Active
Company type
Private limited company
Incorporated
17 February 2004 (22 years old)
Registered office
38 Middlehill Road Colehill, Wimborne, Dorset, BH21 2SE, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Julie Claire Stanfield Director Aug 1973 17 Feb 2004 None
Paul Adrian Stanfield Director Apr 1973 17 Feb 2004 None
Julie Claire Stanfield Secretary Not published 17 Feb 2004 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
  • All 3 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 March 2026Micro-entity accountsNot audited

Net assets

£287k

−15% from £339k

Employees (average)

4

+33% from 3

Owed within a year

£82.2k

+29% from £64.0k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 05047179. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Whitlow Financial Planning’s history from the FCA register and Companies House, newest first.

Key events (6) All events (9)

2016

1 July 2016

  • Julie Stanfield became a part-owner (25–50% of shares)
  • Paul Stanfield became a part-owner (25–50% of shares)

Companies House

2014

7 May 2014

  • Changed its registered name from "Stanfield Financial Planning Limited"

FCA register

16 April 2014

  • Changed its registered name from "Whitlow Financial Planning Ltd"

FCA register

2008

2 January 2008

  • Became an appointed representative

FCA register

2004

17 February 2004

  • Incorporated at Companies House

Companies House

In the full report: all 9 events

  • All 9 events in its history (6 shown here)
  • Every director appointment and resignation: 2
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Firms like Whitlow Financial Planning

Other firms of the same type (financial adviser), nearest first.

In Blandford Forum

Alchemy Financial LimitedBlandford ForumAuthorisedHarney & Co Independent Financial AdvisersBlandford ForumAuthorised

In the Dorchester (DT) postcode area

Chesil Financial Planning LtdWeymouthAppointed representativeDavies Wealth Management LtdBridportAppointed representativeGoodale Financial Partners LtdBlandfordAppointed representativeHamilton Wealth Planning LimitedBridportAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Whitlow Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 9 events in its history

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Frequently asked questions about this firm

Is Whitlow Financial Planning Limited FCA authorised?
Whitlow Financial Planning Limited (FRN 477126) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Whitlow Financial Planning?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Whitlow Financial Planning Limited (FRN 477126) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Whitlow Financial Planning's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Whitlow Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Whitlow Financial Planning’s phone number and website?
The FCA register lists the phone number 01202 237742 and the website stanfieldfp.co.uk for Whitlow Financial Planning. If you were given different contact details, use these to check with the firm before going any further.
Is Whitlow Financial Planning a scam or clone?
Whitlow Financial Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Whitlow Financial Planning?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Whitlow Financial Planning's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Whitlow Financial Planning?
Companies House lists 2 people with significant control of Whitlow Financial Planning: Mr Paul Stanfield (25–50% of shares) and Mrs Julie Stanfield (25–50% of shares).
Who runs Whitlow Financial Planning?
Companies House lists 2 directors of Whitlow Financial Planning: Julie Claire Stanfield and Paul Adrian Stanfield.
How long has Whitlow Financial Planning been in business?
The company was formed on 17 February 2004.
What do Whitlow Financial Planning’s latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £287k (−15% from £339k).
Does Whitlow Financial Planning use any other names?
It trades as Stanfield Financial Planning. It has previously used 2 other names: Stanfield Financial Planning Limited and Whitlow Financial Planning Ltd.

Sources and links

The full report on Whitlow Financial Planning Limited

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