Willgrass Wealth Management Ltd

Reference number: 997024

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Willgrass Wealth Management Ltd (FRN 997024) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Willgrass Wealth Management's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Willgrass Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When willgrasswealthmanagement.co.uk first appeared online, and whether it can receive email
  • What kind of line 01603 501122 is
  • Who else gives the postcode NR4 7TX
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Willgrass WM Ltd Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
14819871
Company status
Active
Company type
Private limited company
Incorporated
21 April 2023 (3 years old)
Registered office
Colney Old Hall Watton Road, Colney, Norwich, NR4 7TX, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Benjamin Nigel Willgrass Director Aug 1990 21 Apr 2023 1 other company
Nigel Alan Willgrass Director Sep 1961 31 Aug 2023 7 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
7
closed down
6
run together
1

In the full report: all 7 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 2 directors run together
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Filed accounts and finances

Year to 31 August 2025Small company accountsNot audited

Net assets

£45.8k

+283% from £11.9k

Cash at bank

£2,990

−76% from £12.7k

Employees (average)

8

+14% from 7

Owed within a year

£194k

+17% from £166k

Net assets

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14819871. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Willgrass Wealth Management’s history from the FCA register and Companies House, newest first.

2023

5 September 2023

  • Changed its registered name from "Willgrass WM Ltd"

FCA register

31 August 2023

  • Nigel Alan Willgrass appointed as a director

Companies House

1 August 2023

  • Julija Willgrass became a part-owner (25–50% of shares)

Companies House

30 May 2023

  • Became an appointed representative

FCA register

21 April 2023

  • Incorporated at Companies House
  • Benjamin Nigel Willgrass took control (75–100% of shares)
  • Benjamin Nigel Willgrass appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Willgrass Wealth Management

Other firms of the same type (insurance broker), nearest first.

In Norwich

Anglian Mortgages LtdNorwichAppointed representativeArnolds Keys LLPNorwichAppointed representativeBaylon Philips Financial Solutions LtdNorwichAppointed representativeBlue Button Legal Indemnities LimitedNorwichAppointed representativeCoverIQ LtdNorwichAppointed representativeEdwin Watson PartnershipNorwichAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Willgrass Wealth Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 7 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 7 events in its history

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Frequently asked questions about this firm

Is Willgrass Wealth Management Ltd FCA authorised?
Willgrass Wealth Management Ltd (FRN 997024) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Willgrass Wealth Management?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Willgrass Wealth Management Ltd (FRN 997024) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Willgrass Wealth Management's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Willgrass Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Willgrass Wealth Management’s phone number and website?
The FCA register lists the phone number 01603 501122 and the website willgrasswealthmanagement.co.uk for Willgrass Wealth Management. If you were given different contact details, use these to check with the firm before going any further.
Is Willgrass Wealth Management a scam or clone?
Willgrass Wealth Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Willgrass Wealth Management?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Willgrass Wealth Management's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Willgrass Wealth Management?
Companies House lists 2 people with significant control of Willgrass Wealth Management: Mr Benjamin Nigel Willgrass (75–100% of shares) and Mrs Julija Willgrass (25–50% of shares).
Who runs Willgrass Wealth Management?
Companies House lists 2 directors of Willgrass Wealth Management: Benjamin Nigel Willgrass and Nigel Alan Willgrass.
How long has Willgrass Wealth Management been in business?
The company was formed on 21 April 2023.
What do Willgrass Wealth Management’s latest accounts show?
Its latest accounts, to 31 August 2025, show net assets of £45.8k (+283% from £11.9k) and cash at bank of £2,990 (−76% from £12.7k).
Does Willgrass Wealth Management use any other names?
It has previously used the name Willgrass WM Ltd.

Sources and links

The full report on Willgrass Wealth Management Ltd

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