Winchmore Mortgages & Protection Ltd

Reference number: 977176

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

PAUL ISHERWOOD LTD Reference number: 827929 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • WINCHMORE MORTGAGES & PROTECTION LTD (FRN 977176) is an AR of PAUL ISHERWOOD LTD (FRN 827929). When you use WINCHMORE MORTGAGES & PROTECTION's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from WINCHMORE MORTGAGES & PROTECTION, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When winchmore.net first appeared online, and whether it can receive email
  • What kind of line 07527 414467 is
  • Who else gives the postcode HP7 0PB
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Winchmore Mortgages and Protection Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Paul Isherwood Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
14149856
Company status
Active
Company type
Private limited company
Incorporated
6 June 2022 (4 years old)
Registered office
6 Nelson Close, Winchmore Hill, Amersham, Buckinghamshire, HP7 0PB, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)
  • Financial intermediation not elsewhere classified (SIC 64999)
  • Life insurance (SIC 65110)
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Sam Vaughan Wilson Director Jun 1977 6 Jun 2022 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

£16

Down £469 from £485

Cash at bank

£64

Up £1 from £63

Employees (average)

0

Same as 0

Owed within a year

£3,676

+60% from £2,298

Net assets

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14149856. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Winchmore Mortgages & Protection’s history from the FCA register and Companies House, newest first.

2022

10 June 2022

  • Became an appointed representative
  • Began trading as "Winchmore Mortgages and Protection"

FCA register

6 June 2022

  • Incorporated at Companies House
  • Sam Vaughan Wilson took control (75–100% of shares)
  • Sam Vaughan Wilson appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Winchmore Mortgages & Protection

Other firms of the same type (insurance broker), nearest first.

In Amersham

Ideal Mortgages London LtdAmershamAppointed representativeSalSac LimitedAmershamAppointed representative

In the Hemel Hempstead (HP) postcode area

Civil Service Sports Council LimitedHigh WycombeAppointed representativeHealth and Social Security Recreational Association (HASSRA)High WycombeAppointed representativeAdvance UnionTringAppointed representativeAPH Financial Management Services LtdAylesburyAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Winchmore Mortgages & Protection

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 5 events in its history

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Frequently asked questions about this firm

Is Winchmore Mortgages & Protection Ltd FCA authorised?
Winchmore Mortgages & Protection Ltd (FRN 977176) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Winchmore Mortgages & Protection?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Winchmore Mortgages & Protection Ltd (FRN 977176) is an AR of PAUL ISHERWOOD LTD (FRN 827929). When you use Winchmore Mortgages & Protection's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Winchmore Mortgages & Protection, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Winchmore Mortgages & Protection’s phone number and website?
The FCA register lists the phone number 07527 414467 and the website winchmore.net for Winchmore Mortgages & Protection. If you were given different contact details, use these to check with the firm before going any further.
Is Winchmore Mortgages & Protection a scam or clone?
Winchmore Mortgages & Protection is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Winchmore Mortgages & Protection?
Protection works through Paul Isherwood Ltd, the principal firm responsible for Winchmore Mortgages & Protection's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Winchmore Mortgages & Protection?
Companies House lists one person with significant control of Winchmore Mortgages & Protection: Mr Sam Vaughan Wilson (75–100% of shares).
Who runs Winchmore Mortgages & Protection?
Companies House lists one director of Winchmore Mortgages & Protection: Sam Vaughan Wilson.
How long has Winchmore Mortgages & Protection been in business?
The company was formed on 6 June 2022.
What do Winchmore Mortgages & Protection’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £16 (down £469 from £485) and cash at bank of £64 (up £1 from £63).
Does Winchmore Mortgages & Protection use any other names?
It trades as Winchmore Mortgages and Protection.

Sources and links

The full report on Winchmore Mortgages & Protection Ltd

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