Windcave Limited
Reference number: 826626
Instant download
Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Hatfield House Et.Ss20, 52-54 Stamford Street, London, SE1 9LX, United Kingdom
In the full report: 3 background checks
- When windcave.com first appeared online, and whether it can receive email
- What kind of line 020 3752 3340 is
- Who else gives the postcode SE1 9LX
Other names (1)
If you were contacted under any of these names, it is this firm.
- Payment Express Limited Trading name: A name it trades under now.
FCA permissions and consumer protection
- Handle payments & transfers Funds safeguardedYour money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
- 3. Executing payment transactions (no credit line)
- 5. Issuing and/or acquiring of payment instruments.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 07835804 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 4 November 2011 (14 years old)
- Registered office
- Hatfield House Et.Ss20, 52-54 Stamford Street, London, SE1 9LX, United Kingdom
- Nature of business
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- Data processing, hosting and related activities (SIC 63110)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Andrew John Cullen | Director | Nov 1967 | 4 Nov 2011 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
Filed accounts and finances
Net assets
£209k
−17% from £252k
Cash at bank
£440k
−40% from £737k
Employees (average)
15
+7.1% from 14
Owed within a year
£942k
−29% from £1.33m
* Cash at bank usually includes customers’ money.
Assets and liabilities
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 07835804. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Windcave’s history from the FCA register and Companies House, newest first.
2019
9 August 2019
- Became an authorised payment institution
FCA register
15 July 2019
- Changed its registered name from "Payment Express Limited"
FCA register
2018
21 November 2018
- Regulated by the FCA from this date
- Began trading as "Payment Express Limited"
FCA register
2016
6 April 2016
- Andrew John Cullen took control (75–100% of shares)
Companies House
2011
4 November 2011
- Incorporated at Companies House
- Andrew John Cullen appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms connected to Windcave
Other FCA-listed firms that share a director, phone number or address with Windcave. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 2
- no longer authorised
- 1
- share its postcode
- 2
In the full report: all 2 connected firms, named
- How each is linked: the same postcode (2)
- Who links each one: the named directors, with dates
Firms like Windcave
Other firms of the same type (payment or money transfer firm), nearest first.
In London
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Windcave
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details
- All 7 events in its history
- 2 connected firms, named, and who links them
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Frequently asked questions about this firm
Is Windcave Limited FCA authorised?
What is Windcave’s phone number and website?
Is Windcave a scam or clone?
Is my money safe with Windcave?
Who owns Windcave?
Who runs Windcave?
How long has Windcave been in business?
What do Windcave’s latest accounts show?
Does Windcave use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- How safeguarding works fca.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk