Wise Payments Limited

Reference number: 975773

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Wise Payments Limited (FRN 975773) introduces customers to WISE ASSETS UK LTD (FRN 839689). Any regulated advice or arranging is done by the principal, not Wise Payments.
  • Example: if Wise Payments refers you to a financial adviser, the advice should come from the principal firm, not from Wise Payments itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When wise.com first appeared online, and whether it can receive email
  • What kind of line 020 3695 0999 is
  • Who else gives the postcode E1 6JJ
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Wise Payments Limited (Introducer AR) Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Wise Assets UK Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
31 March 2010 (16 years old)
Registered office
1st Floor Worship Square, 65 Clifton Street, London, EC2A 4JE, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Lars Trunin Director Dec 1989 16 Jun 2023 None
Rohan Basu Director Apr 1990 6 Sep 2024 1 other company
Matthew John Briers Director Dec 1976 28 Nov 2024 7 other companies
Jacintha Hamilton-Love Director Oct 1984 25 Sep 2026 None
Jane Fahey Secretary Not published 28 Jun 2024 –

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
8
still active
8
is FCA-registered
1

In the full report: all 8 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • All 13 people who have ever been directors, with their dates
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Key dates in its history

Wise Payments’s history from the FCA register and Companies House, newest first.

2026

6 July 2026

  • Changed its registered name from "Wise Payments Limited (Introducer AR)"

FCA register

2025

25 March 2025

  • Changed its registered name from "Wise Payments Limited"

FCA register

2021

19 September 2021

  • Became an introducer appointed representative

FCA register · Companies House

22 June 2021

  • Alastair Michael Rampell no longer has significant control
  • Kristo Kaarmann stopped being a part-owner
  • Roger Ehrenberg no longer has significant control
  • Taavet Hinrikus no longer has significant control
  • Wise Financial Holdings Ltd took control (75–100% of shares)
  • Wise PLC gave up control
  • Wise PLC took control (75–100% of shares)

Companies House

2018

11 January 2018

  • Alastair Michael Rampell gained significant control
  • Benjamin Abraham Horowitz no longer has significant control

Companies House

2016

6 April 2016

  • Benjamin Abraham Horowitz gained significant control
  • Kristo Kaarmann became a part-owner (25–50% of shares)
  • Roger Ehrenberg gained significant control
  • Taavet Hinrikus gained significant control

Companies House

2010

31 March 2010

  • Incorporated at Companies House

Companies House

In the full report: all 41 events

  • All 41 events in its history (17 shown here)
  • Every director appointment and resignation: 24
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Firms connected to Wise Payments

Other FCA-listed firms that share a director, phone number or address with Wise Payments. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Get the full report on Wise Payments

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 8 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 41 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Wise Payments Limited FCA authorised?
Wise Payments Limited (FRN 975773) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Wise Payments?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Wise Payments Limited (FRN 975773) introduces customers to WISE ASSETS UK LTD (FRN 839689). Any regulated advice or arranging is done by the principal, not Wise Payments. Example: if Wise Payments refers you to a financial adviser, the advice should come from the principal firm, not from Wise Payments itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Wise Payments’ phone number and website?
The FCA register lists the phone number 020 3695 0999 and the website wise.com for Wise Payments. If you were given different contact details, use these to check with the firm before going any further.
Is Wise Payments a scam or clone?
Wise Payments is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Wise Payments?
Protection works through Wise Assets UK Ltd, the principal firm responsible for Wise Payments's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Wise Payments?
Wise Payments is owned by Wise Financial Holdings Ltd, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 22 June 2021. Before that, it was controlled by Wise PLC, Mr Alastair Michael Rampell and Roger Ehrenberg.
Who runs Wise Payments?
Companies House lists 4 directors of Wise Payments: Lars Trunin, Rohan Basu, Matthew John Briers and Jacintha Hamilton-Love.
How long has Wise Payments been in business?
The company was formed on 31 March 2010.
Does Wise Payments use any other names?
It has previously used the name Wise Payments Limited (Introducer AR).

Sources and links

The full report on Wise Payments Limited

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