Wiseman Finance Limited

Reference number: 798352

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Scammers have impersonated this firm. The FCA has published 1 warning naming the fake phone numbers, emails and websites they used. See the warnings →

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When wiseman.finance first appeared online, and whether it can receive email
  • What kind of line 0330 113 3093 is
  • Who else gives the postcode OX7 5SR
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Other names (19)

If you were contacted under any of these names, it is this firm.

  • Arlo Finance Trading name: A name it trades under now.
  • Black Taxi Finance Trading name: A name it trades under now.
  • Business Loans Company Trading name: A name it trades under now.
  • car2finance Trading name: A name it trades under now.
  • Finance4Forestry Trading name: A name it trades under now.
  • Forestry Finance Trading name: A name it trades under now.
  • MileOak Trading name: A name it trades under now.
  • Plant2finance Trading name: A name it trades under now.
  • Plant Finance Trading name: A name it trades under now.
  • recoverytruckfinance Trading name: A name it trades under now.
  • theloanscompany Trading name: A name it trades under now.
  • The Loans Company (business loans only) Trading name: A name it trades under now.
  • towtruckfinance Trading name: A name it trades under now.
  • truck2finance Trading name: A name it trades under now.
  • wisebusinessloans.co.uk Trading name: A name it trades under now.
  • Wisemanbusinessloans.co.uk Trading name: A name it trades under now.
  • Loxwood Finance Ltd Former name: A name it was registered under before.
  • Leaf Finance Former trading name: A name it used to trade under.
  • Leaf Money Former trading name: A name it used to trade under.

Warning

Scammers have impersonated this firm

Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.

Fake phone numbers (1)
  • 07399 075426
Fake email addresses (1)
  • elmwoodassetfinance@gmail.com
The FCA warning these came from

Scammers change these details often. Always check the live FCA warning.

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

The clone warnings above are scammers using this firm's name, not something the firm has done.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
13 November 2017 (8 years old)
Registered office
3a Marston House Cromwell Park, Banbury Road, Chipping Norton, Oxfordshire, OX7 5SR, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Lee Wiseman Director Oct 1980 6 Dec 2017 5 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
5
closed down
2
is FCA-registered
1

In the full report: all 5 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • All 2 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 November 2025Full accountsNot audited

Net assets

£61.1k

−6.1% from £65.1k

Cash at bank

£83.6k

+24% from £67.7k

Employees (average)

6

+50% from 4

Owed within a year

£101k

+19% from £84.3k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 11060395. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Wiseman Finance’s history from the FCA register and Companies House, newest first.

2023

5 September 2023

  • FCA warned the public about a scam impersonating this firm

FCA warning list

2018

9 April 2018

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

16 March 2018

  • Changed its registered name from "Loxwood Finance Ltd"

FCA register

2017

13 November 2017

  • Incorporated at Companies House
  • Lee Wiseman took control (75–100% of shares)

Companies House

In the full report: all 32 events

  • All 32 events in its history (6 shown here)
  • Every director appointment and resignation: 3
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Firms connected to Wiseman Finance

Other FCA-listed firms that share a director, phone number or address with Wiseman Finance. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
5
share a director
1
share its postcode
5

In the full report: all 5 connected firms, named

  • How each is linked: shared directors (1), the same postcode (5)
  • Who links each one: the named directors, with dates
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Firms like Wiseman Finance

Other firms of the same type (credit broker), nearest first.

In Chipping Norton

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Wiseman Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 5 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 32 events in its history
  • 5 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Wiseman Finance Limited FCA authorised?
Yes, Wiseman Finance Limited (FRN 798352) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2018 and works as a credit broker. The FCA has placed no limits on its permissions.
What is Wiseman Finance’s phone number and website?
The FCA register lists the phone number 0330 113 3093 and the website wiseman.finance for Wiseman Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Wiseman Finance a scam or clone?
Scammers have impersonated Wiseman Finance: the FCA has published a warning about fake versions of it, using contact details that are not the firm's. Only trust the details the FCA register gives for Wiseman Finance, shown on this page.
Is my money safe with Wiseman Finance?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Wiseman Finance handles your money, so check the specific product before you commit. You can also refer complaints about Wiseman Finance to the Financial Ombudsman Service, free of charge.
Who owns Wiseman Finance?
Companies House lists one person with significant control of Wiseman Finance: Mr Lee Wiseman (75–100% of shares).
Who runs Wiseman Finance?
Companies House lists one director of Wiseman Finance: Lee Wiseman.
How long has Wiseman Finance been in business?
The company was formed on 13 November 2017, and has held its current FCA authorisation since April 2018.
What do Wiseman Finance’s latest accounts show?
Its latest accounts, to 30 November 2025, show net assets of £61.1k (−6.1% from £65.1k) and cash at bank of £83.6k (+24% from £67.7k).
Does Wiseman Finance use any other names?
It trades as Arlo Finance, Black Taxi Finance, Business Loans Company, car2finance and Finance4Forestry, and 11 more names. It has previously used 3 other names: Loxwood Finance Ltd, Leaf Finance and Leaf Money.

Sources and links

The full report on Wiseman Finance Limited

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