Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 3 years
- Protected through the principal
- No FCA actions
- Active company since 2015
- Accounts filed up to 31 August 2025
- One of its directors is also a director of a firm that is no longer authorised
Responsible principal firm
Premium Credit Limited Reference number: 702718 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Benedict House School Limited (FRN 1001023) is an AR of Premium Credit Limited (FRN 702718). When you use Benedict House School's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Benedict House School, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
-
No website on the FCA register
-
Phone number
-
Address
The Estate Office, New Road, Great Tew, Chipping Norton, Oxfordshire, OX7 4AH, United Kingdom
In the full report: 2 background checks
- What kind of line 020 8300 7206 is
- Who else gives the postcode OX7 4AH
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Premium Credit Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 09738417 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 18 August 2015 (11 years old)
- Registered office
- C/O Clyde & Co Llp, St Botolph Building, 138 Houndsditch, London, EC3A 7AR, United Kingdom
- Nature of business
-
- Primary education (SIC 85200)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Frederick Robin Knipe | Director | Oct 1968 | 21 Dec 2018 | 3 other companies |
| Jonathan Arthur Duncan Ritchie | Director | Jun 1984 | 3 Jan 2025 | 15 other companies |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 15
- still active
- 15
- are FCA-registered
- 6
In the full report: all 15 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 6 on the FCA register, including 6 no longer authorised
- The 3 companies these 2 directors run together
- All 8 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£299k
+10% from £271k
Owed within a year
£3.52m
+2.2% from £3.45m
Net assets
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 09738417. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Benedict House School’s history from the FCA register and Companies House, newest first.
2023
6 August 2023
- Became an appointed representative
FCA register
2018
21 December 2018
- Board replaced: all 3 directors left and 3 new directors took over
- Ali Khan no longer has significant control
- Chatsworth Opco 1 Limited took control (75–100% of shares)
Companies House
2016
17 August 2016
- Ali Khan gained significant control
Companies House
2015
18 August 2015
- Incorporated at Companies House
Companies House
In the full report: all 20 events
- All 20 events in its history (6 shown here)
- Every director appointment and resignation: 14
Firms connected to Benedict House School
Other FCA-listed firms that share a director, phone number or address with Benedict House School. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 6
- no longer authorised
- 6
- share a director
- 6
In the full report: all 6 connected firms, named
- How each is linked: shared directors (6), the same postcode (6)
- Who links each one: the named directors, with dates
Firms like Benedict House School
Other firms of the same type (credit broker), nearest first.
In Chipping Norton
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Benedict House School
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 15 other companies its directors have run, named
- 2 background checks on its contact details
- 7 years of accounts, charted
- All 20 events in its history
- 6 connected firms, named, and who links them
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is Benedict House School Limited FCA authorised?
What does appointed representative mean for Benedict House School?
What is Benedict House School’s phone number?
Is Benedict House School a scam or clone?
Is my money safe with Benedict House School?
Who owns Benedict House School?
Who runs Benedict House School?
How long has Benedict House School been in business?
What do Benedict House School’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk