Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 33 years
- Protected through the principal
- No FCA actions
- Active company since 2004
- Accounts filed up to 31 March 2026
Responsible principal firm
Sesame Limited Reference number: 150427 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Woodward Insurance & Mortgage Services Ltd (FRN 161587) is an AR of Sesame Limited (FRN 150427). When you use Woodward Insurance & Mortgage Services's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Woodward Insurance & Mortgage Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
-
No website on the FCA register
-
Phone number
-
Address
143 High Street, Street, Somerset, BA16 0EX, United Kingdom
In the full report: 2 background checks
- What kind of line 01458 840404 is
- Who else gives the postcode BA16 0EX
Other names (1)
If you were contacted under any of these names, it is this firm.
- Woodward Insurance & Mortgage Services (U251) Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Sesame Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company name
- WOODWARD INSURANCE & MORTGAGE SERVICES LIMITED
- Company number
- 05067266 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 9 March 2004 (22 years old)
- Registered office
- Matches the FCA register address ✓
- Nature of business
-
- Financial intermediation not elsewhere classified (SIC 64999)
- Life insurance (SIC 65110)
- Non-life insurance (SIC 65120)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Linda Margaret Woodward | Director | Jun 1960 | 9 Mar 2004 | 1 other company |
| Carl Woodward | Director | Apr 1972 | 9 Mar 2004 | None |
| Karen Hoogesteger | Director | Sep 1982 | 31 Dec 2013 | None |
| Anthony Douglas Woodward | Secretary | Not published | 16 May 2007 | – |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other company
- 1
- still active
- 1
In the full report: all 1 company, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- Any that went into liquidation or administration
- All 4 people who have ever been directors, with their dates
Filed accounts and finances
Total equity
£79.8k
<1% from £80.0k
Employees (average)
11
Same as 11
Owed within a year
£48.2k
+43% from £33.7k
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2020 to 2026
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 05067266. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Woodward Insurance & Mortgage Services’s history from the FCA register and Companies House, newest first.
2017
9 March 2017
- Carl Woodward became a part-owner (25–50% of shares)
- Lynn Woodward became a part-owner (25–50% of shares)
Companies House
2004
23 September 2004
- Changed its registered name from "Woodward Insurance & Mortgage Services (U251)"
FCA register
9 March 2004
- Incorporated at Companies House
Companies House
1993
1 May 1993
- Became an appointed representative
FCA register
In the full report: all 8 events
- All 8 events in its history (5 shown here)
- Every director appointment and resignation: 3
Firms like Woodward Insurance & Mortgage Services
Other firms of the same type (mortgage adviser or broker), nearest first.
In the Bath (BA) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Woodward Insurance & Mortgage Services
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 1 other company its directors have run, named
- 2 background checks on its contact details
- 7 years of accounts, charted
- All 8 events in its history
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is Woodward Insurance & Mortgage Services Ltd FCA authorised?
What does appointed representative mean for Woodward Insurance & Mortgage Services?
What is Woodward Insurance & Mortgage Services’ phone number?
Is Woodward Insurance & Mortgage Services a scam or clone?
Is my money safe with Woodward Insurance & Mortgage Services?
Who owns Woodward Insurance & Mortgage Services?
Who runs Woodward Insurance & Mortgage Services?
How long has Woodward Insurance & Mortgage Services been in business?
What do Woodward Insurance & Mortgage Services’ latest accounts show?
Does Woodward Insurance & Mortgage Services use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk