Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 12 years
- Protected through the principal
- No FCA actions
- Active company since 1999
- Accounts filed up to 31 August 2025
Responsible principal firm
Quilter Financial Services Limited Reference number: 440703 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Woodwards of Ripley Ltd (FRN 612879) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Woodwards of Ripley's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Woodwards of Ripley, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
7-9 Nottingham Road, Ripley, Derbyshire, DE5 3DJ, United Kingdom
In the full report: 3 background checks
- When woodwardsfs.co.uk first appeared online, and whether it can receive email
- What kind of line 01773 744888 is
- Who else gives the postcode DE5 3DJ
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Quilter Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company name
- WOODWARDS' OF RIPLEY LIMITED
- Company number
- 03742591 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 29 March 1999 (27 years old)
- Registered office
- 7-9 Nottingham Road, Ripley, Derbyshire, DE5 3DJ, England
- Nature of business
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- Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Kirstie Dean | Director | Feb 1993 | 28 May 2021 | 1 other company |
| Tina Wright | Director | May 1968 | 28 May 2021 | 1 other company |
| Harry Robert Lawson | Director | Feb 1998 | 14 Jul 2025 | 1 other company |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 2
- still active
- 2
- run together
- 1
In the full report: all 2 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 1 company these 3 directors run together
- All 7 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£31.4k
−97% from £1.23m
Cash at bank
£17.1k
−25% from £22.7k
Employees (average)
4
−20% from 5
Owed within a year
£56.5k
−79% from £264k
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 03742591. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Woodwards of Ripley’s history from the FCA register and Companies House, newest first.
2025
14 July 2025
- Ashwood Law Wealth Management Limited took control (75–100% of shares)
- Woodwards' Of Ripley Holdings Limited gave up control
Companies House
2021
28 May 2021
- Board replaced: all 3 directors left and 2 new directors took over
- Lynne Joyce Woodward stopped being a part-owner
- Peter Frederick Woodward stopped being a part-owner
- Woodwards' Of Ripley Holdings Limited took control (75–100% of shares)
Companies House
2017
28 March 2017
- Lynne Joyce Woodward became a part-owner (25–50% of shares)
- Peter Frederick Woodward became a part-owner (25–50% of shares)
Companies House
2014
7 January 2014
- Became an appointed representative
FCA register
1999
29 March 1999
- Incorporated at Companies House
Companies House
In the full report: all 19 events
- All 19 events in its history (10 shown here)
- Every director appointment and resignation: 9
Firms connected to Woodwards of Ripley
Other FCA-listed firms that share a director, phone number or address with Woodwards of Ripley. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 2
- no longer authorised
- 1
- share its postcode
- 2
In the full report: all 2 connected firms, named
- How each is linked: the same postcode (2)
- Who links each one: the named directors, with dates
Firms like Woodwards of Ripley
Other firms of the same type (financial adviser), nearest first.
In the Derby (DE) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Woodwards of Ripley
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 2 other companies its directors have run, named
- 3 background checks on its contact details
- 7 years of accounts, charted
- All 19 events in its history
- 2 connected firms, named, and who links them
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk