WRK Solutions Limited

Reference number: 673783

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When vehicles4work.com first appeared online, and whether it can receive email
  • What kind of line 01563 542820 is
  • Who else gives the postcode KA1 4DX
Instant PDF download
Other names (8)

If you were contacted under any of these names, it is this firm.

  • Car Lease Scotland Trading name
  • Car Lease Shop Trading name
  • Van Lease Scotland Trading name
  • Vehicles4work Trading name
  • Vehicles For Work Trading name
  • Car Lease Shop Limited Former trading name
  • Park Street Car Sales Former trading name
  • Vehicles4work Limited Former trading name

FCA permissions and consumer protection

  • Lend or arrange credit · Hire out goods to consumers No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (7 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling
  • Entering into Regulated Consumer Hire Agreements as owner
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising or having the right to exercise the owner's rights and duties under a regulated consumer hire agreement

Limits on what they may do

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC377900
Company status
Active
Company type
Private limited company
Incorporated
4 May 2010 (16 years old)
Registered office
Bank Chambers, 31 The Square, Cumnock, Ayrshire, KA18 1AT
Nature of business
  • Sale of used cars and light motor vehicles (SIC 45112)
  • Sale of other motor vehicles (SIC 45190)
  • Renting and leasing of cars and light motor vehicles (SIC 77110)
  • Renting and leasing of trucks and other heavy vehicles (SIC 77120)

Directors and company secretaries

Name Role Born Appointed Other companies
Carol Mclaughlin Macinnes Director Apr 1971 4 May 2010 5 other companies
Patrick Cavanagh Kane Director Mar 1971 14 Jun 2011 5 other companies
William Russell Cowan Director Dec 1977 1 May 2019 7 other companies
Robert Thomas Andrew Walker Secretary Not published 4 May 2010 –

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
13
closed down
1
is FCA-registered
1

In the full report: all 13 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • The 4 companies these 3 directors run together
  • All 7 people who have ever been directors, with their dates
Instant PDF download

Filed accounts and finances

10 months to 31 May 2025Micro-entity accountsNot audited

Net assets

£63.5k

+7.1% from £59.3k

Employees (average)

2

Same as 2

Owed within a year

£68.6k

+149% from £27.5k

Assets and liabilities

In the full report: all 4 years of accounts

  • Every year from 2022 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC377900. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

WRK Solutions’s history from the FCA register and Companies House, newest first.

Key events (5) All events (29)

2016

6 April 2016

  • Patrick Cavanagh Kane became a part-owner (25–50% of shares)

Companies House

2015

23 July 2015

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Not permitted to canvass off trade premises)
  • Became authorised by the FCA

FCA register

2010

4 May 2010

  • Incorporated at Companies House

Companies House

In the full report: all 29 events

  • All 29 events in its history (5 shown here)
  • Every director appointment and resignation: 11
Instant PDF download

Firms connected to WRK Solutions

Other FCA-listed firms that share a director, phone number or address with WRK Solutions. A link shows who the firm is tied to, not whether either can be trusted.

past link
1

In the full report: all 0 connected firms, named

  • 1 past link through former directors
Instant PDF download

Firms like WRK Solutions

Other firms of the same type (lender), nearest first.

In Kilmarnock

Meiklewood CommercialsKilmarnockAuthorised

In the Kilmarnock (KA) postcode area

Cowans financial servicesMauchlineAuthorisedPrestwick St Nicholas Golf ClubPrestwickAuthorisedStonefield Financial Services LtdAyrAuthorisedBlairs Catering Equipment LimitedIrvineAuthorisedBridgend Garage LimitedKilwinningAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on WRK Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 13 other companies its directors have run, named
  • 3 background checks on its contact details
  • 4 years of accounts, charted
  • All 29 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is WRK Solutions Limited FCA authorised?
Yes, WRK Solutions Limited (FRN 673783) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since July 2015 and works as a lender. The FCA has placed a limit on what it may do.
What is WRK Solutions’ phone number and website?
The FCA register lists the phone number 01563 542820 and the website vehicles4work.com for WRK Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is WRK Solutions a scam or clone?
WRK Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with WRK Solutions?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how WRK Solutions handles your money, so check the specific product before you commit. You can also refer complaints about WRK Solutions to the Financial Ombudsman Service, free of charge.
Who owns WRK Solutions?
Companies House lists one person with significant control of WRK Solutions: Mr Patrick Cavanagh Kane (25–50% of shares).
Who runs WRK Solutions?
Companies House lists 3 directors of WRK Solutions: Carol McLaughlin Macinnes, Patrick Cavanagh Kane and William Russell Cowan.
How long has WRK Solutions been in business?
The company was formed on 4 May 2010, and has held its current FCA authorisation since July 2015.
What do WRK Solutions’ latest accounts show?
Its latest accounts, to 31 May 2025, show net assets of £63.5k (+7.1% from £59.3k).
Does WRK Solutions use any other names?
It trades as Car Lease Scotland, Car Lease Shop, Van Lease Scotland, Vehicles4work and Vehicles For Work. It has previously used 3 other names: Car Lease Shop Limited, Park Street Car Sales and Vehicles4work Limited.

Sources and links

The full report on WRK Solutions Limited

£19.99 · Instant PDF download

Loading secure checkout…