Ws (UK) Limited

Reference number: 624575

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When warrantysolutions.co.uk first appeared online, and whether it can receive email
  • What kind of line 01759 487828 is
  • Who else gives the postcode YO42 1NR
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Minerva Warranty Trading name
  • Warranty Solutions Trading name

FCA permissions and consumer protection

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (6 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
07384495
Company status
Active
Company type
Private limited company
Incorporated
22 September 2010 (16 years old)
Registered office
Minerva Halifax Way, Pocklington Airfield Industrial Estate, Pocklington, East Yorkshire, YO42 1NR, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Karen Neagle Director Sep 1963 22 Sep 2010 None
Martin Neagle Director Oct 1956 22 Sep 2010 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
  • All 4 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

£506k

−5.6% from £537k

Cash at bank

£52.6k

−61% from £135k

Employees (average)

13

−7.1% from 14

Owed within a year

£76.8k

+37% from £55.9k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 07384495. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Ws (UK)’s history from the FCA register and Companies House, newest first.

Key events (5) All events (14)

2016

1 October 2016

  • Martin Neagle became a part-owner (25–50% of shares)

Companies House

1 June 2016

  • Karen Neagle became a part-owner (25–50% of shares)

Companies House

2015

7 April 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2010

22 September 2010

  • Incorporated at Companies House

Companies House

In the full report: all 14 events

  • All 14 events in its history (5 shown here)
  • Every director appointment and resignation: 6
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Firms like Ws (UK)

Other firms of the same type (insurance broker), nearest first.

In York

Benenden Wellbeing LimitedYorkAuthorisedAndrew NorthgravesYorkAuthorisedAssureLife LtdYorkAuthorisedB.j. Fennell LimitedYorkAuthorisedCavere LimitedYorkAuthorisedG.A. Geldart And Company LimitedYorkAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Ws (UK)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 14 events in its history

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Frequently asked questions about this firm

Is Ws (UK) Limited FCA authorised?
Yes, Ws (UK) Limited (FRN 624575) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2015 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Ws (UK)’s phone number and website?
The FCA register lists the phone number 01759 487828 and the website warrantysolutions.co.uk for Ws (UK). If you were given different contact details, use these to check with the firm before going any further.
Is Ws (UK) a scam or clone?
Ws (UK) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Ws (UK)?
It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Ws (UK) to the Financial Ombudsman Service, free of charge.
Who owns Ws (UK)?
Companies House lists 2 people with significant control of Ws (UK): Mr Martin Neagle (25–50% of shares) and Mrs Karen Neagle (25–50% of shares).
Who runs Ws (UK)?
Companies House lists 2 directors of Ws (UK): Karen Neagle and Martin Neagle.
How long has Ws (UK) been in business?
The company was formed on 22 September 2010, and has held its current FCA authorisation since April 2015.
What do Ws (UK)’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £506k (−5.6% from £537k) and cash at bank of £52.6k (−61% from £135k).
Does Ws (UK) use any other names?
It trades as Minerva Warranty and Warranty Solutions.

Sources and links

The full report on Ws (UK) Limited

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