WTUK Limited
Reference number: 900536
Instant download
Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
No.1 Royal Exchange Avenue, London, EC3V 3LT, England
In the full report: 3 background checks
- When clearing.com first appeared online, and whether it can receive email
- What kind of line 020 8154 3174 is
- Who else gives the postcode EC3V 3LT
Other names (8)
If you were contacted under any of these names, it is this firm.
- Clearing Trading name: A name it trades under now.
- Whites Group Trading name: A name it trades under now.
- Whites Pay Trading name: A name it trades under now.
- Everpay Former trading name: A name it used to trade under.
- Settlepay Former trading name: A name it used to trade under.
- White Fund Services Former trading name: A name it used to trade under.
- Whites Former trading name: A name it used to trade under.
- Whites FX Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Handle payments & transfers Funds safeguardedYour money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (8 permissions)
- a) Services enabling cash placement on a payment account
- b) Services enabling cash withdrawals from a payment account
- c) Execution of payment transactions (not covered by a credit line)
- d) Execution of payment transactions (covered by a credit line)
- e) Issuing payment instruments or acquiring payment transactions
- f) Money remittance
- g) Execution of payment transactions via telecoms, IT system or network operator
- h) Issuing Electronic Money
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 08261731 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 22 October 2012 (14 years old)
- Registered office
- No.1 Royal Exchange Avenue London, London, EC3V 3LT, England
- Nature of business
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- Administration of financial markets (SIC 66110)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Anna Louise Garrett | Director | Mar 1988 | 1 Aug 2014 | None |
| Samuel James Robinson | Director | Sep 1989 | 1 Jan 2021 | 1 other company |
| Brian John Rayment | Director | Dec 1973 | 1 Jan 2025 | 8 other companies |
| David Michael Mattock | Director | Aug 1983 | 1 Jan 2025 | 3 other companies |
| Matthew James Cooper | Director | Nov 1996 | 18 Mar 2026 | 2 other companies |
Other companies run by these 5 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 11
- closed down
- 4
- is FCA-registered
- 1
In the full report: all 11 companies, named
- What each company does, and whether it is still trading
- Which of these 5 directors sit on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register
- The 2 companies these 5 directors run together
- All 12 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£469k
+16% from £402k
Cash at bank
£130k
+180% from £46.5k
Employees (average)
13
−7.1% from 14
Owed within a year
£533k
+14% from £465k
* Cash at bank usually includes customers’ money.
Assets and liabilities
In the full report: all 4 years of accounts
- Every year from 2019 to 2021
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 08261731. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Wtuk’s history from the FCA register and Companies House, newest first.
2023
10 May 2023
- Prestige Smarteam (Bvi) Limited stopped being a part-owner
Companies House
2021
26 October 2021
- Prestige Smarteam (Bvi) Limited became a part-owner (25–50% of shares)
Companies House
2018
2 February 2018
- Regulated by the FCA from this date
- Became an authorised e-money institution
FCA register
2016
1 August 2016
- Regulated by the FCA from this date
FCA register
6 April 2016
- Jack Horton took control (75–100% of shares)
Companies House
2012
22 October 2012
- Incorporated at Companies House
Companies House
In the full report: all 40 events
- All 40 events in its history (7 shown here)
- Every director appointment and resignation: 19
Firms connected to Wtuk
Other FCA-listed firms that share a director, phone number or address with Wtuk. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 4
- no longer authorised
- 1
- share its postcode
- 4
In the full report: all 4 connected firms, named
- How each is linked: the same postcode (4)
- Who links each one: the named directors, with dates
- 1 past link through former directors
Firms like Wtuk
Other firms of the same type (payment or money transfer firm), nearest first.
In London
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Wtuk
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 11 other companies its directors have run, named
- 3 background checks on its contact details
- 4 years of accounts, charted
- All 40 events in its history
- 4 connected firms, named, and who links them
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Frequently asked questions about this firm
Is WTUK Limited FCA authorised?
What is Wtuk’s phone number and website?
Is Wtuk a scam or clone?
Is my money safe with Wtuk?
Who owns Wtuk?
Who runs Wtuk?
How long has Wtuk been in business?
What do Wtuk’s latest accounts show?
Does Wtuk use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- How safeguarding works fca.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk