X Credit Hire Limited

Reference number: 808363

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When xcredithire.com first appeared online, and whether it can receive email
  • What kind of line 020 8297 6707 is
  • Who else gives the postcode SE13 5PT
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FCA permissions and consumer protection

  • Hire out goods to consumers No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
  • Entering into Regulated Consumer Hire Agreements as owner
  • Exercising or having the right to exercise the owner's rights and duties under a regulated consumer hire agreement

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
09549451
Company status
Active
Company type
Private limited company
Incorporated
19 April 2015 (11 years old)
Registered office
C/O Hill Wooldridge & Co, Monument House, 215 Marsh Road, Pinner, HA5 5NE, England
Nature of business
  • Renting and leasing of cars and light motor vehicles (SIC 77110)

Directors and company secretaries

Name Role Born Appointed Other companies
Leslie Alan Chapman Director Mar 1960 19 Apr 2015 14 other companies
Liam Bobby Chapman Director Nov 1996 19 Jan 2017 6 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
14
closed down
11
run together
6

In the full report: all 14 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 6 companies these 2 directors run together
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Filed accounts and finances

Year to 31 March 2025Abridged accountsNot audited

Net assets

−£52.1k

Down £36.2k from −£15.9k

Cash at bank

£34.1k

−30% from £48.7k

Employees (average)

0

Same as 0

Owed within a year

£168k

−20% from £211k

Net assets are negative: on its last balance sheet the company owed £52.1k more than it owned.

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09549451. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

X Credit Hire’s history from the FCA register and Companies House, newest first.

Key events (4) All events (8)

2018

12 July 2018

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2016

6 April 2016

  • Leslie Alan Chapman took control (75–100% of shares)

Companies House

2015

19 April 2015

  • Incorporated at Companies House

Companies House

In the full report: all 8 events

  • All 8 events in its history (4 shown here)
  • Every director appointment and resignation: 2
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Firms like X Credit Hire

Other firms of the same type (car leasing or hire), nearest first.

In London

Motability Operations LimitedLondonAuthorisedAmour Prestige International LtdLondonAuthorisedPhotolease LimitedLondonAuthorisedAuto Prive Leasing LimitedLondonAuthorisedCabvision Capital LimitedLondonAuthorisedCarGo Cars LimitedLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on X Credit Hire

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 14 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 8 events in its history

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Frequently asked questions about this firm

Is X Credit Hire Limited FCA authorised?
Yes, X Credit Hire Limited (FRN 808363) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since July 2018 and works as a car leasing or hire. The FCA has placed no limits on its permissions.
What is X Credit Hire’s phone number and website?
The FCA register lists the phone number 020 8297 6707 and the website xcredithire.com for X Credit Hire. If you were given different contact details, use these to check with the firm before going any further.
Is X Credit Hire a scam or clone?
X Credit Hire is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with X Credit Hire?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how X Credit Hire handles your money, so check the specific product before you commit. You can also refer complaints about X Credit Hire to the Financial Ombudsman Service, free of charge.
Who owns X Credit Hire?
Companies House lists one person with significant control of X Credit Hire: Mr Leslie Alan Chapman (75–100% of shares).
Who runs X Credit Hire?
Companies House lists 2 directors of X Credit Hire: Leslie Alan Chapman and Liam Bobby Chapman.
How long has X Credit Hire been in business?
The company was formed on 19 April 2015, and has held its current FCA authorisation since July 2018.
What do X Credit Hire’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of −£52.1k (down £36.2k from −£15.9k) and cash at bank of £34.1k (−30% from £48.7k).

Sources and links

The full report on X Credit Hire Limited

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