Y Tree Limited: FCA regulated?

Registered with the FCA

This firm is registered to provide account information services. With your permission it can read your account data, but it cannot hold or move your money.

Registered for 7 years
Complaints covered by the Ombudsman
No FCA actions
Active company since 2016
Accounts filed up to 31 December 2025

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Y Tree Limited Reference number: 967369 Authorised

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

y-tree.com (opens in a new tab)
Phone number

020 3928 8444
Address

130 Shaftesbury Avenue, London, W1D 5ET, United Kingdom

In the full report: 3 background checks

When y-tree.com first appeared online, and whether it can receive email
What kind of line 020 3928 8444 is
Who else gives the postcode W1D 5ET

FCA permissions and consumer protection

Account information No FSCS cover
This firm does not hold or move your money, it only reads your account data with your permission. There are no customer funds to safeguard and FSCS protection does not arise. You can still complain about how it handled your data.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 10186799 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 18 May 2016 (10 years old)
Registered office: 130 Shaftesbury Avenue, London, W1D 5EU, England
Nature of business: Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Stuart Anthony Cash	Director	Jun 1968	18 May 2016	2 other companies
Eric Peretz	Director	Nov 1973	14 Aug 2017	2 other companies
John Laurence Hampel	Director	Nov 1969	1 Apr 2019	None
Oliver Owen Whitmore Richards	Director	Sep 1980	18 Jan 2021	15 other companies
Alina Kessel	Director	Mar 1966	1 Jul 2025	6 other companies
Eliana Magdalene Sydes	Director	Mar 1965	17 Jul 2025	None

Other companies run by these 6 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 25
closed down: 2
are FCA-registered: 4

In the full report: all 25 companies, named

What each company does, and whether it is still trading
Which of these 6 directors sit on each board, and since when
Any that went into liquidation or administration
The 4 on the FCA register

Filed accounts and finances

Year to 31 December 2025Full accountsAudited

Turnover

£18.0m

Not compared: the previous accounts cover a different length of time

Profit before tax

£183k

From a loss of £8.80m

Net assets

£21.0m

+63% from £12.9m

Cash at bank

£18.0m

Up £16.4m from £1.51m

Profit before tax

In the full report: all 5 years of accounts

Every year from 2019 to 2025
Both charts, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 10186799. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Y Tree’s history from the FCA register and Companies House, newest first.

Key events (7) All events (13)

2018

9 November 2018

Status on the FCA register became "Registered Account Information Service Provider"

FCA register

31 July 2018

Eric Peretz stopped being a part-owner
Stuart Anthony Cash stopped being a part-owner
Regulated by the FCA from this date

Companies House · FCA register

2017

21 July 2017

Eric Peretz became a part-owner (25–50% of shares)

Companies House

2016

18 May 2016

Incorporated at Companies House
Stuart Anthony Cash became a part-owner (25–50% of shares)

Companies House

In the full report: all 13 events

All 13 events in its history (7 shown here)
Every director appointment and resignation: 6

Get the full report on Y Tree

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

25 other companies its directors have run, named
3 background checks on its contact details
5 years of accounts, charted
All 13 events in its history

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Frequently asked questions about this firm

Is Y Tree Limited FCA authorised?

Yes, Y Tree Limited (FRN 815261) is registered with the FCA and permitted to provide its regulated services.

What is Y Tree’s phone number and website?

The FCA register lists the phone number 020 3928 8444 and the website y-tree.com for Y Tree. If you were given different contact details, use these to check with the firm before going any further.

Is Y Tree a scam or clone?

Y Tree is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Y Tree?

Protection depends on which product you hold and how Y Tree handles your money, so check the specific product before you commit. You can also refer complaints about Y Tree to the Financial Ombudsman Service, free of charge.

Who owns Y Tree?

Companies House lists no one with significant control of Y Tree now. Before that, it was controlled by Mr Eric Peretz and Mr Stuart Anthony Cash.

Who runs Y Tree?

Companies House lists 6 directors of Y Tree: Stuart Anthony Cash, Eric Peretz, John Laurence Hampel, Oliver Owen Whitmore Richards, Alina Kessel and Eliana Magdalene Sydes.

How long has Y Tree been in business?

The company was formed on 18 May 2016, and has held its current FCA authorisation since November 2018.

What do Y Tree’s latest accounts show?

Its latest accounts, to 31 December 2025, show turnover of £18.0m (not compared: the previous accounts cover a different length of time) and profit before tax of £183k (from a loss of £8.80m).